Chubb Arabia Cooperative Insurance Co (SAU:8240) Net Margin %: 5.99% (As of Mar. 2026) — 60% Below Median

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SAU:8240 Chubb Arabia Cooperative Insurance Co SAU:8240
78 GF Score
Price ﷼17.61
GF Value ﷼29.49
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Chubb Arabia Cooperative Insurance Co Net Margin %?

Chubb Arabia Cooperative Insurance Co SAU:8240 -1.40% 78 Net Margin % is 5.99% as of Mar. 2026, which is 60% below its 10-year median of 15.06. GuruFocus rates SAU:8240 with a GF Score™ of 78/100 and a GF Value™ of ﷼29.49 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Chubb Arabia Cooperative Insurance Co ranks worse than 68.06% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Chubb Arabia Cooperative Insurance Co's Net Income for the three months ended in Mar. 2026 was ﷼3.0 Mil. Chubb Arabia Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼50.0 Mil. Therefore, Chubb Arabia Cooperative Insurance Co's net margin for the quarter that ended in Mar. 2026 was 5.99%.

The historical rank and industry rank for Chubb Arabia Cooperative Insurance Co's Net Margin % or its related term are showing as below:

SAU:8240' s Net Margin % Range Over the Past 10 Years
Min: 5.35   Med: 15.06   Max: 29.65
Current: 5.35


SAU:8240's Net Margin % is ranked worse than
68.06% of 501 companies
in the Insurance industry
Industry Median: 9.14 vs SAU:8240: 5.35

Chubb Arabia Cooperative Insurance Co  (SAU:8240) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Chubb Arabia Cooperative Insurance Co Net Margin % Related Terms


Chubb Arabia Cooperative Insurance Co Net Margin % Historical Data

* Premium members only.

The historical data trend for Chubb Arabia Cooperative Insurance Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Arabia Cooperative Insurance Co Net Margin % Chart

Chubb Arabia Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.21 9.18 15.06 9.04 5.43

Chubb Arabia Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.38 2.10 7.48 5.73 5.99

SAU:8240 vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Arabia Cooperative Insurance Co Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Net Margin % falls into.


SAU:8240
78GF Score
Chubb Arabia Cooperative Insurance Co SAU:8240
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb Arabia Cooperative Insurance Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Chubb Arabia Cooperative Insurance Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10.617/195.443
=5.43 %

Chubb Arabia Cooperative Insurance Co's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2.995/49.993
=5.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 5.99% mean?
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Net Margin % of 5.99% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. This is 60% below median its historical median of 15.06. Over the past decade, Chubb Arabia Cooperative Insurance Co's Net Margin % has ranged from 5.35 to 29.65. According to the industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #341 out of 501 companies in the Insurance industry, placing it in the top 68.1%.
Is Chubb Arabia Cooperative Insurance Co's Net Margin % too high?
Chubb Arabia Cooperative Insurance Co's current Net Margin % of 5.99% is 60% below median its 10-year median of 15.06. Over the past 10 years, this metric has ranged from a low of 5.35 to a high of 29.65. The Insurance industry median Net Margin % is 9.14. Chubb Arabia Cooperative Insurance Co's value of 5.99% is 34.5% below this industry median. Based on the distribution chart, Chubb Arabia Cooperative Insurance Co ranks #341 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #341 out of 501 companies for Net Margin %. This places Chubb Arabia Cooperative Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.14. Chubb Arabia Cooperative Insurance Co's value of 5.99% is 34.5% below this benchmark. Historically, Chubb Arabia Cooperative Insurance Co's own Net Margin % has ranged from 5.35 to 29.65 over the past decade. While the company's 10-year median is 15.06 vs. the industry median of 9.14, Chubb Arabia Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb Arabia Cooperative Insurance Co's current Net Margin % of 5.99% is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb Arabia Cooperative Insurance Co's current Net Margin % is 5.99%, which is 60% below median its own 10-year median of 15.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼29.49, compared to a current price of ﷼17.61 — trading 40.3% below its estimated fair value. The current Net Margin % is 5.99%, which is 60% below median its 10-year median of 15.06 and 34.5% below the Insurance industry median of 9.14. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Net Margin % is 5.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼17.61 is trading 40.3% below its estimated GF Value™ of ﷼29.49. GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8240:

  • Net Margin %: 5.99% (60% below median its 10-year median of 15.06)
  • GF Value™: ﷼29.49 vs. price of ﷼17.61 (40.3% below fair value)
  • GF Score™: 78/100 with 1 warning sign
  • Industry Position: 34.5% below the Insurance median (#341 of 501)

No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Arabia Cooperative Insurance Co Business Description

Address King Faisal Bin Abdulaziz Road, P.O. Box 2685, Khobar Business Gate, Al Khobar, SAU, 31952
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
78GF Score

Get the complete analysis for SAU:8240

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼17.61
Price
﷼29.49
GF Value