Chubb Arabia Cooperative Insurance Co (SAU:8240) Interest Coverage: 138.92 (As of Mar. 2026) — 99% Below Median

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SAU:8240 Chubb Arabia Cooperative Insurance Co SAU:8240
78 GF Score
Price ﷼17.61
GF Value ﷼29.49
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Chubb Arabia Cooperative Insurance Co Interest Coverage?

Chubb Arabia Cooperative Insurance Co SAU:8240 -1.40% 78 Interest Coverage is 138.92 as of Mar. 2026, which is 99% below its 10-year median of 10,000.00. GuruFocus rates SAU:8240 with a GF Score™ of 78/100 and a GF Value™ of ﷼29.49 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 352 Insurance companies, Chubb Arabia Cooperative Insurance Co ranks better than 77.84% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Chubb Arabia Cooperative Insurance Co's EBIT for the three months ended in Mar. 2026 was ﷼5.0 Mil. Chubb Arabia Cooperative Insurance Co's Interest Expense for the three months ended in Mar. 2026 was ﷼-0.0 Mil. Chubb Arabia Cooperative Insurance Co's interest coverage for the quarter that ended in Mar. 2026 was 138.92. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Chubb Arabia Cooperative Insurance Co has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Chubb Arabia Cooperative Insurance Co's Interest Coverage or its related term are showing as below:

SAU:8240' s Interest Coverage Range Over the Past 10 Years
Min: 1.35   Med: No Debt   Max: No Debt
Current: 85.02


SAU:8240's Interest Coverage is ranked better than
77.84% of 352 companies
in the Insurance industry
Industry Median: 16.03 vs SAU:8240: 85.02

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Chubb Arabia Cooperative Insurance Co  (SAU:8240) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Chubb Arabia Cooperative Insurance Co Interest Coverage Related Terms


Chubb Arabia Cooperative Insurance Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Chubb Arabia Cooperative Insurance Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Chubb Arabia Cooperative Insurance Co Interest Coverage Chart

Chubb Arabia Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt 0.00 0.00 1.35 76.12

Chubb Arabia Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.18 40.52 106.46 74.02 138.92

SAU:8240 vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Arabia Cooperative Insurance Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Interest Coverage falls into.


SAU:8240
78GF Score
Chubb Arabia Cooperative Insurance Co SAU:8240
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb Arabia Cooperative Insurance Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Chubb Arabia Cooperative Insurance Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Chubb Arabia Cooperative Insurance Co's Interest Expense was ﷼-0.2 Mil. Its EBIT was ﷼17.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼3.3 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17.431/-0.229
=76.12

Chubb Arabia Cooperative Insurance Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Chubb Arabia Cooperative Insurance Co's Interest Expense was ﷼-0.0 Mil. Its EBIT was ﷼5.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼1.7 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.001/-0.036
=138.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 138.92 mean?
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Interest Coverage of 138.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. This is 99% below median its historical median of 10,000.00. Over the past decade, Chubb Arabia Cooperative Insurance Co's Interest Coverage has ranged from 1.35 to 10,000.00. According to the industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #78 out of 352 companies in the Insurance industry, placing it in the top 22.2%.
Is Chubb Arabia Cooperative Insurance Co's Interest Coverage too high?
Chubb Arabia Cooperative Insurance Co's current Interest Coverage of 138.92 is 99% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.03. Chubb Arabia Cooperative Insurance Co's value of 138.92 is 766.6% above this industry median. Based on the distribution chart, Chubb Arabia Cooperative Insurance Co ranks #78 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #78 out of 352 companies for Interest Coverage. This places Chubb Arabia Cooperative Insurance Co in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.03. Chubb Arabia Cooperative Insurance Co's value of 138.92 is 766.6% above this benchmark. Historically, Chubb Arabia Cooperative Insurance Co's own Interest Coverage has ranged from 1.35 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 16.03, Chubb Arabia Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb Arabia Cooperative Insurance Co's current Interest Coverage of 138.92 is 766.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb Arabia Cooperative Insurance Co's current Interest Coverage is 138.92, which is 99% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼29.49, compared to a current price of ﷼17.61 — trading 40.3% below its estimated fair value. The current Interest Coverage is 138.92, which is 99% below median its 10-year median of 10,000.00 and 766.6% above the Insurance industry median of 16.03. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Interest Coverage is 138.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼17.61 is trading 40.3% below its estimated GF Value™ of ﷼29.49. GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8240:

  • Interest Coverage: 138.92 (99% below median its 10-year median of 10,000.00)
  • GF Value™: ﷼29.49 vs. price of ﷼17.61 (40.3% below fair value)
  • GF Score™: 78/100 with 1 warning sign
  • Industry Position: 766.6% above the Insurance median (#78 of 352)

No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Arabia Cooperative Insurance Co Business Description

Address King Faisal Bin Abdulaziz Road, P.O. Box 2685, Khobar Business Gate, Al Khobar, SAU, 31952
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
78GF Score

Get the complete analysis for SAU:8240

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼17.61
Price
﷼29.49
GF Value