Chubb Arabia Cooperative Insurance Co (SAU:8240) Cyclically Adjusted PS Ratio: 4.38 (As of Aug. 13, 2026) — 32% Below Median

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SAU:8240 Chubb Arabia Cooperative Insurance Co SAU:8240
80 GF Score
Price ﷼18.15
GF Value ﷼29.73
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio?

Chubb Arabia Cooperative Insurance Co SAU:8240 +1.11% 80 Cyclically Adjusted PS Ratio is 4.38 as of Aug. 13, 2026, which is 32% below its 10-year median of 6.48. GuruFocus rates SAU:8240 with a GF Score™ of 80/100 and a GF Value™ of ﷼29.73 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 416 Insurance companies, Chubb Arabia Cooperative Insurance Co ranks worse than 90.38% on this metric.

As of today (2026-08-13), Chubb Arabia Cooperative Insurance Co's current share price is ﷼18.15. Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼4.14. Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is 4.38.

The historical rank and industry rank for Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8240' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.98   Med: 6.48   Max: 11.53
Current: 4.22

During the past years, Chubb Arabia Cooperative Insurance Co's highest Cyclically Adjusted PS Ratio was 11.53. The lowest was 3.98. And the median was 6.48.

SAU:8240's Cyclically Adjusted PS Ratio is ranked worse than
90.38% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs SAU:8240: 4.22

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Chubb Arabia Cooperative Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼1.250. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼4.14 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Chubb Arabia Cooperative Insurance Co  (SAU:8240) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio Related Terms


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio Chart

Chubb Arabia Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 10.11 5.29

Chubb Arabia Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.79 7.32 7.73 5.29 3.90

SAU:8240 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio falls into.


SAU:8240
80GF Score
Chubb Arabia Cooperative Insurance Co SAU:8240
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=18.15/4.14
=4.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Chubb Arabia Cooperative Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.25/330.2130*330.2130
=1.250

Current CPI (Mar. 2026) = 330.2130.

Chubb Arabia Cooperative Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201212 0.059 229.601 0.085
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201703 0.784 243.801 1.062
201706 0.798 244.955 1.076
201709 0.784 246.819 1.049
201712 0.822 246.524 1.101
201803 0.753 249.554 0.996
201806 0.703 251.989 0.921
201809 0.614 252.439 0.803
201812 1.122 251.233 1.475
201903 0.683 254.202 0.887
201906 0.774 256.143 0.998
201909 0.767 256.759 0.986
201912 0.755 256.974 0.970
202003 0.621 258.115 0.794
202006 0.852 257.797 1.091
202009 0.688 260.280 0.873
202012 0.774 260.474 0.981
202103 0.719 264.877 0.896
202106 0.838 271.696 1.018
202109 0.771 274.310 0.928
202112 0.840 278.802 0.995
202203 0.856 287.504 0.983
202206 0.724 296.311 0.807
202209 0.814 296.808 0.906
202212 1.094 296.797 1.217
202303 0.968 301.836 1.059
202306 1.026 305.109 1.110
202309 1.039 307.789 1.115
202312 1.077 306.746 1.159
202403 1.061 312.332 1.122
202406 1.085 314.175 1.140
202409 1.162 315.301 1.217
202412 1.200 315.605 1.256
202503 1.159 319.799 1.197
202506 1.206 322.561 1.235
202509 1.239 324.800 1.260
202512 1.281 324.054 1.305
202603 1.250 330.213 1.250

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.38 mean?
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Cyclically Adjusted PS Ratio of 4.38 as of Aug. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. This is 32% below median its historical median of 6.48. Over the past decade, Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio has ranged from 3.98 to 11.53. According to the industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #376 out of 416 companies in the Insurance industry, placing it in the top 90.4%.
Is Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio too high?
Chubb Arabia Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 4.38 is 32% below median its 10-year median of 6.48. Over the past 10 years, this metric has ranged from a low of 3.98 to a high of 11.53. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Chubb Arabia Cooperative Insurance Co's value of 4.38 is 263.5% above this industry median. Based on the distribution chart, Chubb Arabia Cooperative Insurance Co ranks #376 out of 416 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #376 out of 416 companies for Cyclically Adjusted PS Ratio. This places Chubb Arabia Cooperative Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Chubb Arabia Cooperative Insurance Co's value of 4.38 is 263.5% above this benchmark. Historically, Chubb Arabia Cooperative Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 3.98 to 11.53 over the past decade. While the company's 10-year median is 6.48 vs. the industry median of 1.21, Chubb Arabia Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb Arabia Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 4.38 is 263.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb Arabia Cooperative Insurance Co's current Cyclically Adjusted PS Ratio is 4.38, which is 32% below median its own 10-year median of 6.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼29.73, compared to a current price of ﷼18.15 — trading 39% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.38, which is 32% below median its 10-year median of 6.48 and 263.5% above the Insurance industry median of 1.21. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Cyclically Adjusted PS Ratio is 4.38 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼18.15 is trading 39% below its estimated GF Value™ of ﷼29.73. GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8240:

  • Cyclically Adjusted PS Ratio: 4.38 (32% below median its 10-year median of 6.48)
  • GF Value™: ﷼29.73 vs. price of ﷼18.15 (39% below fair value)
  • GF Score™: 80/100 with 1 warning sign
  • Industry Position: 263.5% above the Insurance median (#376 of 416)

No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Arabia Cooperative Insurance Co Business Description

Address King Faisal Bin Abdulaziz Road, P.O. Box 2685, Khobar Business Gate, Al Khobar, SAU, 31952
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
80GF Score

Get the complete analysis for SAU:8240

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼18.15
Price
﷼29.73
GF Value