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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
SAU:8240'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.08 Med: 0.16 Max: 0.16
Current: 0.08
During the past 13 years, the highest Debt-to-EBITDA Ratio of Chubb Arabia Cooperative Insurance Co was 0.16. The lowest was 0.08. And the median was 0.16.
SAU:8240's Debt-to-EBITDA is ranked better than 88.89% of 315
companies
in the Insurance industry
Industry Median: 1.22
vs SAU:8240: 0.08
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Chubb Arabia Cooperative Insurance Co Debt-to-EBITDA Related Terms
Chubb Arabia Cooperative Insurance Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chubb Arabia Cooperative Insurance Co Debt-to-EBITDA Chart
SAU:8240 vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chubb Arabia Cooperative Insurance Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Debt-to-EBITDA of 0.11 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chubb Arabia Cooperative Insurance Co. This is 31% below median its historical median of 0.16. Over the past decade, Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA has ranged from 0.08 to 0.16. According to the industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #35 out of 315 companies in the Insurance industry, placing it in the top 11.1%.
Is Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA too high?
Chubb Arabia Cooperative Insurance Co's current Debt-to-EBITDA of 0.11 is 31% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.16. The Insurance industry median Debt-to-EBITDA is 1.22. Chubb Arabia Cooperative Insurance Co's value of 0.11 is 91% below this industry median. Based on the distribution chart, Chubb Arabia Cooperative Insurance Co ranks #35 out of 315 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Chubb Arabia Cooperative Insurance Co ranks #35 out of 315 companies for Debt-to-EBITDA. This places Chubb Arabia Cooperative Insurance Co in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.22. Chubb Arabia Cooperative Insurance Co's value of 0.11 is 91% below this benchmark. Historically, Chubb Arabia Cooperative Insurance Co's own Debt-to-EBITDA has ranged from 0.08 to 0.16 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 1.22, Chubb Arabia Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.22, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb Arabia Cooperative Insurance Co's current Debt-to-EBITDA of 0.11 is 91% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chubb Arabia Cooperative Insurance Co. For the Insurance industry, the median Debt-to-EBITDA is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb Arabia Cooperative Insurance Co's current Debt-to-EBITDA is 0.11, which is 31% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼30.29, compared to a current price of ﷼18.57 — trading 38.7% below its estimated fair value. The current Debt-to-EBITDA is 0.11, which is 31% below median its 10-year median of 0.16 and 91% below the Insurance industry median of 1.22. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Debt-to-EBITDA is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼18.57 is trading 38.7% below its estimated GF Value™ of ﷼30.29.
GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8240:
Debt-to-EBITDA: 0.11 (31% below median its 10-year median of 0.16)
GF Value™: ﷼30.29 vs. price of ﷼18.57 (38.7% below fair value)
Industry Position: 91% below the Insurance median (#35 of 315)
No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
78GF Score
Get the complete analysis for SAU:8240
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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