Gurans Life Insurance Co (XNEP:GLICL) Cyclically Adjusted Book per Share: NPR558.32 (As of Jan. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:GLICL Gurans Life Insurance Co Ltd XNEP:GLICL
26 GF Score
Price NPR344.00
View Full Analysis

What is Gurans Life Insurance Co Cyclically Adjusted Book per Share?

Gurans Life Insurance Co XNEP:GLICL 26 Cyclically Adjusted Book per Share is NPR558.32 as of Jan. 2023. GuruFocus rates XNEP:GLICL with a GF Score™ of 26/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Gurans Life Insurance Co's adjusted book value per share for the three months ended in Jan. 2023 was NPR778.792. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR558.32 for the trailing ten years ended in Jan. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-20), Gurans Life Insurance Co's current stock price is NPR344.00. Gurans Life Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jan. 2023 was NPR558.32. Gurans Life Insurance Co's Cyclically Adjusted PB Ratio of today is 0.62.


Gurans Life Insurance Co  (XNEP:GLICL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Gurans Life Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=344.00/558.32
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Gurans Life Insurance Co Cyclically Adjusted Book per Share Related Terms


Gurans Life Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Gurans Life Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurans Life Insurance Co Cyclically Adjusted Book per Share Chart

Gurans Life Insurance Co Annual Data
Trend Jul11 Jul12 Jul13 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Gurans Life Insurance Co Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 534.66 558.32

XNEP:GLICL vs MET, PRU, AFL: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Gurans Life Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurans Life Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gurans Life Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Gurans Life Insurance Co's Cyclically Adjusted PB Ratio falls into.


XNEP:GLICL
26GF Score
Gurans Life Insurance Co Ltd XNEP:GLICL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gurans Life Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gurans Life Insurance Co's adjusted Book Value per Share data for the three months ended in Jan. 2023 was:

Adj_Book= Book Value per Share /CPI of Jan. 2023 (Change)*Current CPI (Jan. 2023)
=778.792/299.1700*299.1700
=778.792

Current CPI (Jan. 2023) = 299.1700.

Gurans Life Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201007 40.722 218.011 55.882
201107 40.593 225.922 53.754
201207 85.033 229.104 111.038
201307 108.664 233.596 139.168
201310 0.000 233.546 0.000
201401 0.000 233.916 0.000
201404 0.000 237.072 0.000
201410 168.909 237.433 212.828
201501 178.853 233.707 228.951
201504 192.897 236.599 243.911
201507 212.660 238.654 266.585
201510 223.761 237.838 281.463
201601 182.808 236.916 230.844
201604 196.652 239.261 245.892
201607 220.883 240.628 274.621
201610 232.455 241.729 287.692
201701 0.000 242.839 0.000
201704 0.000 244.524 0.000
201707 263.603 244.786 322.168
201710 2,798.053 246.663 3,393.673
201801 274.398 247.867 331.192
201804 292.897 250.546 349.740
201807 318.304 252.006 377.876
201810 343.567 252.885 406.449
201901 360.008 251.712 427.884
201904 382.474 255.548 447.762
201907 440.159 256.571 513.239
201910 470.020 257.346 546.408
202001 793.748 257.971 920.513
202004 838.482 256.389 978.391
202007 880.540 259.101 1,016.712
202010 1,091.380 260.388 1,253.929
202101 558.762 261.582 639.053
202104 597.205 267.054 669.025
202107 607.328 273.003 665.540
202110 635.873 276.589 687.786
202201 666.205 281.148 708.910
202204 695.843 289.109 720.058
202210 750.424 298.012 753.340
202301 778.792 299.170 778.792

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR558.32 mean?
Gurans Life Insurance Co (XNEP:GLICL) has a Cyclically Adjusted Book per Share of NPR558.32 as of Jan. 2023. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors.
Is Gurans Life Insurance Co's Cyclically Adjusted Book per Share too high?
Gurans Life Insurance Co's current Cyclically Adjusted Book per Share is NPR558.32. Overall, Gurans Life Insurance Co has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Gurans Life Insurance Co's Cyclically Adjusted Book per Share compare to MET and PRU?
Gurans Life Insurance Co's Cyclically Adjusted Book per Share of NPR558.32 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors. Gurans Life Insurance Co's current Cyclically Adjusted Book per Share is NPR558.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurans Life Insurance Co stock overvalued right now?
Gurans Life Insurance Co (XNEP:GLICL) has a current Cyclically Adjusted Book per Share of NPR558.32. The current Cyclically Adjusted Book per Share is NPR558.32. Gurans Life Insurance Co's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Gurans Life Insurance Co (XNEP:GLICL), the current Cyclically Adjusted Book per Share is NPR558.32 as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurans Life Insurance Co Business Description

Address Shree Raj Bhawan, Subidhanagar-Tinkune, Kathmandu, NPL
Gurans Life Insurance Co Ltd is a life insurance company in Nepal. It offers Gurans Agrim Bhuktani, Gurans Jeevan Shree Beema Yojana, Gurans Bal Surakhsya Jeevan Bima Yojana and Gurans Foreign Employment Policy, among others. Business Segments of the Company's are: Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term ;Other (Foreign Employment) Term - Pool; Special Term and Others (Micro).
26GF Score

Get the complete analysis for XNEP:GLICL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.00
Price