Gurans Life Insurance Co (XNEP:GLICL) Cyclically Adjusted PS Ratio: 1.45 (As of Aug. 18, 2026)

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XNEP:GLICL Gurans Life Insurance Co Ltd XNEP:GLICL
26 GF Score
Price NPR344.00
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What is Gurans Life Insurance Co Cyclically Adjusted PS Ratio?

Gurans Life Insurance Co XNEP:GLICL 26 Cyclically Adjusted PS Ratio is 1.45 as of Aug. 18, 2026. GuruFocus rates XNEP:GLICL with a GF Score™ of 26/100.

As of today (2026-08-18), Gurans Life Insurance Co's current share price is NPR344.00. Gurans Life Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jan. 2023 was NPR237.80. Gurans Life Insurance Co's Cyclically Adjusted PS Ratio for today is 1.45.

The historical rank and industry rank for Gurans Life Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:GLICL's Cyclically Adjusted PS Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.23
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Gurans Life Insurance Co's adjusted revenue per share data for the three months ended in Jan. 2023 was NPR52.003. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR237.80 for the trailing ten years ended in Jan. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Gurans Life Insurance Co  (XNEP:GLICL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Gurans Life Insurance Co Cyclically Adjusted PS Ratio Related Terms


Gurans Life Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Gurans Life Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurans Life Insurance Co Cyclically Adjusted PS Ratio Chart

Gurans Life Insurance Co Annual Data
Trend Jul11 Jul12 Jul13 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Gurans Life Insurance Co Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.90 1.98

XNEP:GLICL vs MET, PRU, AFL: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, Gurans Life Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurans Life Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gurans Life Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Gurans Life Insurance Co's Cyclically Adjusted PS Ratio falls into.


XNEP:GLICL
26GF Score
Gurans Life Insurance Co Ltd XNEP:GLICL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Gurans Life Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Gurans Life Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=344.00/237.80
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurans Life Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jan. 2023 is calculated as:

For example, Gurans Life Insurance Co's adjusted Revenue per Share data for the three months ended in Jan. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jan. 2023 (Change)*Current CPI (Jan. 2023)
=52.003/299.1700*299.1700
=52.003

Current CPI (Jan. 2023) = 299.1700.

Gurans Life Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201007 0.000 218.011 0.000
201107 0.000 225.922 0.000
201207 0.000 229.104 0.000
201307 0.000 233.596 0.000
201310 10.618 233.546 13.602
201401 12.624 233.916 16.146
201404 15.531 237.072 19.599
201410 13.685 237.433 17.243
201501 13.778 233.707 17.637
201504 20.493 236.599 25.913
201507 31.245 238.654 39.168
201510 17.421 237.838 21.913
201601 22.584 236.916 28.518
201604 19.400 239.261 24.258
201607 32.851 240.628 40.843
201610 19.121 241.729 23.665
201701 20.197 242.839 24.882
201704 25.678 244.524 31.416
201707 38.305 244.786 46.815
201710 265.644 246.663 322.191
201801 131.770 247.867 159.043
201804 28.335 250.546 33.834
201807 47.135 252.006 55.957
201810 30.947 252.885 36.611
201901 32.475 251.712 38.598
201904 34.856 255.548 40.806
201907 62.543 256.571 72.927
201910 40.325 257.346 46.879
202001 44.206 257.971 51.266
202004 59.895 256.389 69.889
202007 111.947 259.101 129.259
202010 121.662 260.388 139.782
202101 140.100 261.582 160.232
202104 57.012 267.054 63.868
202107 50.023 273.003 54.818
202110 55.212 276.589 59.720
202201 49.479 281.148 52.651
202204 53.229 289.109 55.081
202210 52.911 298.012 53.117
202301 52.003 299.170 52.003

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.45 mean?
Gurans Life Insurance Co (XNEP:GLICL) has a Cyclically Adjusted PS Ratio of 1.45 as of Aug. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors.
Is Gurans Life Insurance Co's Cyclically Adjusted PS Ratio too high?
Gurans Life Insurance Co's current Cyclically Adjusted PS Ratio is 1.45. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Gurans Life Insurance Co's value of 1.45 is 17.9% above this industry median. Overall, Gurans Life Insurance Co has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Gurans Life Insurance Co's Cyclically Adjusted PS Ratio compare to MET and PRU?
Gurans Life Insurance Co's Cyclically Adjusted PS Ratio of 1.45 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Gurans Life Insurance Co's value of 1.45 is 17.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurans Life Insurance Co's current Cyclically Adjusted PS Ratio of 1.45 is 17.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurans Life Insurance Co's current Cyclically Adjusted PS Ratio is 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurans Life Insurance Co stock overvalued right now?
Gurans Life Insurance Co (XNEP:GLICL) has a current Cyclically Adjusted PS Ratio of 1.45. The current Cyclically Adjusted PS Ratio is 1.45 and 17.9% above the Insurance industry median of 1.23. Gurans Life Insurance Co's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Gurans Life Insurance Co (XNEP:GLICL), the current Cyclically Adjusted PS Ratio is 1.45 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurans Life Insurance Co Business Description

Address Shree Raj Bhawan, Subidhanagar-Tinkune, Kathmandu, NPL
Gurans Life Insurance Co Ltd is a life insurance company in Nepal. It offers Gurans Agrim Bhuktani, Gurans Jeevan Shree Beema Yojana, Gurans Bal Surakhsya Jeevan Bima Yojana and Gurans Foreign Employment Policy, among others. Business Segments of the Company's are: Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term ;Other (Foreign Employment) Term - Pool; Special Term and Others (Micro).
26GF Score

Get the complete analysis for XNEP:GLICL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.00
Price