Gurans Life Insurance Co (XNEP:GLICL) E10: NPR8.18 (As of Jan. 2023)


XNEP:GLICL Gurans Life Insurance Co Ltd XNEP:GLICL
26 GF Score
Price NPR344.00
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What is Gurans Life Insurance Co E10?

Gurans Life Insurance Co XNEP:GLICL 26 E10 is NPR8.18 as of Jan. 2023. GuruFocus rates XNEP:GLICL with a GF Score™ of 26/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Gurans Life Insurance Co's adjusted earnings per share data for the three months ended in Jan. 2023 was NPR3.019. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR8.18 for the trailing ten years ended in Jan. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-05), Gurans Life Insurance Co's current stock price is NPR344.00. Gurans Life Insurance Co's E10 for the quarter that ended in Jan. 2023 was NPR8.18. Gurans Life Insurance Co's Shiller PE Ratio of today is 42.05.


Gurans Life Insurance Co  (XNEP:GLICL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Gurans Life Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=344.00/8.18
=42.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Gurans Life Insurance Co E10 Related Terms


Gurans Life Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Gurans Life Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurans Life Insurance Co E10 Chart

Gurans Life Insurance Co Annual Data
Trend Jul11 Jul12 Jul13 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Gurans Life Insurance Co Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 5.54 8.18

XNEP:GLICL vs MET, PRU, AFL: E10 Comparison

For the Insurance - Life subindustry, Gurans Life Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurans Life Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gurans Life Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Gurans Life Insurance Co's Shiller PE Ratio falls into.


XNEP:GLICL
26GF Score
Gurans Life Insurance Co Ltd XNEP:GLICL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Gurans Life Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gurans Life Insurance Co's adjusted earnings per share data for the three months ended in Jan. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jan. 2023 (Change)*Current CPI (Jan. 2023)
=3.019/299.1700*299.1700
=3.019

Current CPI (Jan. 2023) = 299.1700.

Gurans Life Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201007 3.010 218.011 4.131
201107 0.000 225.922 0.000
201207 0.000 229.104 0.000
201307 0.000 233.596 0.000
201310 0.700 233.546 0.897
201401 0.618 233.916 0.790
201404 0.237 237.072 0.299
201410 0.675 237.433 0.851
201501 0.660 233.707 0.845
201504 0.196 236.599 0.248
201507 0.000 238.654 0.000
201510 0.000 237.838 0.000
201601 0.000 236.916 0.000
201604 0.138 239.261 0.173
201607 4.765 240.628 5.924
201610 0.662 241.729 0.819
201701 0.805 242.839 0.992
201704 0.672 244.524 0.822
201707 3.289 244.786 4.020
201710 1.978 246.663 2.399
201801 0.861 247.867 1.039
201804 0.138 250.546 0.165
201807 2.425 252.006 2.879
201810 1.523 252.885 1.802
201901 1.037 251.712 1.233
201904 0.974 255.548 1.140
201907 2.373 256.571 2.767
201910 1.995 257.346 2.319
202001 2.597 257.971 3.012
202004 0.638 256.389 0.744
202007 2.832 259.101 3.270
202010 4.243 260.388 4.875
202101 4.103 261.582 4.693
202104 1.999 267.054 2.239
202107 1.428 273.003 1.565
202110 1.932 276.589 2.090
202201 1.788 281.148 1.903
202204 2.482 289.109 2.568
202210 2.992 298.012 3.004
202301 3.019 299.170 3.019

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR8.18 mean?
Gurans Life Insurance Co (XNEP:GLICL) has a E10 of NPR8.18 as of Jan. 2023. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors.
Is Gurans Life Insurance Co's E10 too high?
Gurans Life Insurance Co's current E10 is NPR8.18. Overall, Gurans Life Insurance Co has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Gurans Life Insurance Co's E10 compare to MET and PRU?
Gurans Life Insurance Co's E10 of NPR8.18 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gurans Life Insurance Co and its competitors. Gurans Life Insurance Co's current E10 is NPR8.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurans Life Insurance Co stock overvalued right now?
Gurans Life Insurance Co (XNEP:GLICL) has a current E10 of NPR8.18. The current E10 is NPR8.18. Gurans Life Insurance Co's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Gurans Life Insurance Co (XNEP:GLICL), the current E10 is NPR8.18 as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurans Life Insurance Co Business Description

Address Shree Raj Bhawan, Subidhanagar-Tinkune, Kathmandu, NPL
Gurans Life Insurance Co Ltd is a life insurance company in Nepal. It offers Gurans Agrim Bhuktani, Gurans Jeevan Shree Beema Yojana, Gurans Bal Surakhsya Jeevan Bima Yojana and Gurans Foreign Employment Policy, among others. Business Segments of the Company's are: Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term ;Other (Foreign Employment) Term - Pool; Special Term and Others (Micro).
26GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.00
Price