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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Gurans Life Insurance Co's annualizedNet Income for the quarter that ended in Jan. 2023 was NPR2,408 Mil. Gurans Life Insurance Co's average total tangible assets for the quarter that ended in Jan. 2023 was NPR16,712 Mil. Therefore, Gurans Life Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jan. 2023 was 14.41%.
The historical rank and industry rank for Gurans Life Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:
XNEP:GLICL's Return-on-Tangible-Asset is not ranked *
in the Insurance industry.
Industry Median: 2.78 * Ranked among companies with meaningful Return-on-Tangible-Asset only.
Gurans Life Insurance Co (XNEP:GLICL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Gurans Life Insurance Co Return-on-Tangible-Asset Related Terms
Gurans Life Insurance Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Gurans Life Insurance Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gurans Life Insurance Co Return-on-Tangible-Asset Chart
XNEP:GLICL vs MET, PRU, AFL: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Gurans Life Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gurans Life Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Gurans Life Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Gurans Life Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jan. 2023) net income data.
What does a Return-on-Tangible-Asset of 14.41% mean?
Gurans Life Insurance Co (XNEP:GLICL) has a Return-on-Tangible-Asset of 14.41% as of Jan. 2023. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Gurans Life Insurance Co and its competitors.
Is Gurans Life Insurance Co's Return-on-Tangible-Asset too high?
Gurans Life Insurance Co's current Return-on-Tangible-Asset is 14.41%. The Insurance industry median Return-on-Tangible-Asset is 2.78. Gurans Life Insurance Co's value of 14.41% is 418.3% above this industry median. Overall, Gurans Life Insurance Co has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Gurans Life Insurance Co's Return-on-Tangible-Asset compare to MET and PRU?
Gurans Life Insurance Co's Return-on-Tangible-Asset of 14.41% can be compared against companies in the Insurance industry. The industry median Return-on-Tangible-Asset is 2.78. Gurans Life Insurance Co's value of 14.41% is 418.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.78, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gurans Life Insurance Co's current Return-on-Tangible-Asset of 14.41% is 418.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Gurans Life Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurans Life Insurance Co's current Return-on-Tangible-Asset is 14.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurans Life Insurance Co stock overvalued right now?
Gurans Life Insurance Co (XNEP:GLICL) has a current Return-on-Tangible-Asset of 14.41%. The current Return-on-Tangible-Asset is 14.41% and 418.3% above the Insurance industry median of 2.78. Gurans Life Insurance Co's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Gurans Life Insurance Co (XNEP:GLICL), the current Return-on-Tangible-Asset is 14.41% as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gurans Life Insurance Co Ltd is a life insurance company in Nepal. It offers Gurans Agrim Bhuktani, Gurans Jeevan Shree Beema Yojana, Gurans Bal Surakhsya Jeevan Bima Yojana and Gurans Foreign Employment Policy, among others. Business Segments of the Company's are: Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term ;Other (Foreign Employment) Term - Pool; Special Term and Others (Micro).
26GF Score
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