Gurans Life Insurance Co (XNEP:GLICL) Peter Lynch Fair Value: NPR189.90 (As of Aug. 23, 2026)

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XNEP:GLICL Gurans Life Insurance Co Ltd XNEP:GLICL
26 GF Score
Price NPR344.00
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What is Gurans Life Insurance Co Peter Lynch Fair Value?

Gurans Life Insurance Co XNEP:GLICL 26 Peter Lynch Fair Value is NPR189.90 as of Aug. 23, 2026. GuruFocus rates XNEP:GLICL with a GF Score™ of 26/100.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Gurans Life Insurance Co's PEG is 1. Gurans Life Insurance Co's 5-Year TTM EBITDA Growth Rate is 25. Gurans Life Insurance Co's EPS without NRI for the trailing twelve months (TTM) ended in Jan. 2023 was NPR7.60. Therefore, the Peter Lynch Fair Value for today is NPR189.90.

As of today (2026-08-23), Gurans Life Insurance Co's share price is NPR344.00. Gurans Life Insurance Co's Peter Lynch fair value is NPR189.90. Therefore, Gurans Life Insurance Co's Price to Peter Lynch Fair Value Ratio for today is 1.81.


The historical rank and industry rank for Gurans Life Insurance Co's Peter Lynch Fair Value or its related term are showing as below:



XNEP:GLICL's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Insurance industry.
Industry Median: 0.805
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Gurans Life Insurance Co  (XNEP:GLICL) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 25 instead of 15 in this case.

Gurans Life Insurance Co's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=344.00/189.90
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Gurans Life Insurance Co Peter Lynch Fair Value Related Terms


Gurans Life Insurance Co Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Gurans Life Insurance Co's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gurans Life Insurance Co Peter Lynch Fair Value Chart

Gurans Life Insurance Co Annual Data
Trend Jul11 Jul12 Jul13 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 123.25 144.60 418.23 189.90

Gurans Life Insurance Co Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:GLICL vs MET, PRU, AFL: Peter Lynch Fair Value Comparison

For the Insurance - Life subindustry, Gurans Life Insurance Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gurans Life Insurance Co Price-to-Peter-Lynch-Fair-Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Gurans Life Insurance Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Gurans Life Insurance Co's Price-to-Peter-Lynch-Fair-Value falls into.


XNEP:GLICL
26GF Score
Gurans Life Insurance Co Ltd XNEP:GLICL
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Gurans Life Insurance Co Peter Lynch Fair Value Calculation

Gurans Life Insurance Co's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 25 *7.596
=189.90

Gurans Life Insurance Co's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was NPR7.60.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of NPR189.90 mean?
Gurans Life Insurance Co (XNEP:GLICL) has a Peter Lynch Fair Value of NPR189.90 as of Aug. 23, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Gurans Life Insurance Co and its competitors.
Is Gurans Life Insurance Co's Peter Lynch Fair Value too high?
Gurans Life Insurance Co's current Peter Lynch Fair Value is NPR189.90. Overall, Gurans Life Insurance Co has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Gurans Life Insurance Co's Peter Lynch Fair Value compare to MET and PRU?
Gurans Life Insurance Co's Peter Lynch Fair Value of NPR189.90 can be compared against companies in the Insurance industry. The industry median Peter Lynch Fair Value is 0.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.81, based on 152 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Gurans Life Insurance Co and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gurans Life Insurance Co's current Peter Lynch Fair Value is NPR189.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gurans Life Insurance Co stock overvalued right now?
Gurans Life Insurance Co (XNEP:GLICL) has a current Peter Lynch Fair Value of NPR189.90. The current Peter Lynch Fair Value is NPR189.90. Gurans Life Insurance Co's overall GF Score™ is 26/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Gurans Life Insurance Co (XNEP:GLICL), the current Peter Lynch Fair Value is NPR189.90 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gurans Life Insurance Co Business Description

Address Shree Raj Bhawan, Subidhanagar-Tinkune, Kathmandu, NPL
Gurans Life Insurance Co Ltd is a life insurance company in Nepal. It offers Gurans Agrim Bhuktani, Gurans Jeevan Shree Beema Yojana, Gurans Bal Surakhsya Jeevan Bima Yojana and Gurans Foreign Employment Policy, among others. Business Segments of the Company's are: Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term ;Other (Foreign Employment) Term - Pool; Special Term and Others (Micro).
26GF Score

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Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR344.00
Price