Housing & Development Bank (CAI:HDBK) Cyclically Adjusted FCF per Share: E£ (As of Jun. 2026)

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CAI:HDBK Housing & Development Bank CAI:HDBK
52 GF Score
Price E£118.54
GF Value E£45.52
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Housing & Development Bank Cyclically Adjusted FCF per Share?

Housing & Development Bank CAI:HDBK +0.08% 52 Cyclically Adjusted FCF per Share is E£ as of Jun. 2026. GuruFocus rates CAI:HDBK with a GF Score™ of 52/100 and a GF Value™ of E£45.52 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Housing & Development Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was E£0.908. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Housing & Development Bank's average Cyclically Adjusted FCF Growth Rate was 64.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 57.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Housing & Development Bank was 57.60% per year. The lowest was 57.60% per year. And the median was 57.60% per year.

As of today (2026-09-22), Housing & Development Bank's current stock price is E£118.54. Housing & Development Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was . Housing & Development Bank's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Housing & Development Bank was 8.75. The lowest was 1.40. And the median was 3.48.


Housing & Development Bank  (CAI:HDBK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Housing & Development Bank was 8.75. The lowest was 1.40. And the median was 3.48.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Housing & Development Bank Cyclically Adjusted FCF per Share Related Terms


Housing & Development Bank Cyclically Adjusted FCF per Share Historical Data

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The historical data trend for Housing & Development Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housing & Development Bank Cyclically Adjusted FCF per Share Chart

Housing & Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Housing & Development Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Housing & Development Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Housing & Development Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housing & Development Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Housing & Development Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Housing & Development Bank's Cyclically Adjusted Price-to-FCF falls into.


CAI:HDBK
52GF Score
Housing & Development Bank CAI:HDBK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housing & Development Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Housing & Development Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.908/333.9520*333.9520
=0.908

Current CPI (Jun. 2026) = 333.9520.

Housing & Development Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -5.268 241.428 -7.287
201612 -0.729 241.432 -1.008
201703 -4.023 243.801 -5.511
201706 -1.211 244.955 -1.651
201709 13.785 246.819 18.651
201712 -6.558 246.524 -8.884
201803 -2.206 249.554 -2.952
201806 -3.011 251.989 -3.990
201809 5.378 252.439 7.115
201812 0.217 251.233 0.288
201903 0.720 254.202 0.946
201906 0.186 256.143 0.243
201909 -0.512 256.759 -0.666
201912 0.292 256.974 0.379
202003 0.519 258.115 0.671
202006 0.703 257.797 0.911
202009 -0.021 260.280 -0.027
202012 -0.330 260.474 -0.423
202103 0.294 264.877 0.371
202106 0.327 271.696 0.402
202109 0.648 274.310 0.789
202112 -0.250 278.802 -0.299
202203 0.414 287.504 0.481
202206 -0.018 296.311 -0.020
202209 1.196 296.808 1.346
202212 0.697 296.797 0.784
202303 3.671 301.836 4.062
202306 0.523 305.109 0.572
202309 2.165 307.789 2.349
202312 2.099 306.746 2.285
202403 2.506 312.332 2.679
202406 2.933 314.175 3.118
202409 5.232 315.301 5.541
202412 2.940 315.605 3.111
202503 6.355 319.799 6.636
202506 3.665 322.561 3.794
202509 5.787 324.800 5.950
202512 4.976 324.054 5.128
202603 4.762 330.213 4.816
202606 0.908 333.952 0.908

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of E£ mean?
Housing & Development Bank (CAI:HDBK) has a Cyclically Adjusted FCF per Share of E£ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Housing & Development Bank and its competitors.
Is Housing & Development Bank's Cyclically Adjusted FCF per Share too high?
Housing & Development Bank's current Cyclically Adjusted FCF per Share is E£. Overall, Housing & Development Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's Cyclically Adjusted FCF per Share compare to competitors?
Housing & Development Bank's Cyclically Adjusted FCF per Share of E£ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Housing & Development Bank and its competitors. Housing & Development Bank's current Cyclically Adjusted FCF per Share is E£. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£45.52, compared to a current price of E£118.54 — trading 160.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is E£. Housing & Development Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current Cyclically Adjusted FCF per Share is E£ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?

Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued. The current stock price of E£118.54 is trading 160.4% above its estimated GF Value™ of E£45.52. GuruFocus considers Housing & Development Bank to be Significantly Overvalued.

Key valuation signals for CAI:HDBK:

  • Cyclically Adjusted FCF per Share:
  • GF Value™: E£45.52 vs. price of E£118.54 (160.4% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housing & Development Bank Business Description

Address 26 El Kroum Street, Mohandessin, Giza, EGY
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
52GF Score

Get the complete analysis for CAI:HDBK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£118.54
Price
E£45.52
GF Value