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Housing & Development BankCAI:HDBK 62 5-Year Yield-on-Cost % is 4.57 as of Aug. 17, 2026, which is 18% below its 10-year median of 5.58. GuruFocus rates CAI:HDBK with a GF Score™ of 62/100 and a GF Value™ of E£43.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,256 Banks companies, Housing & Development Bank ranks better than 60.51% on this metric.
Housing & Development Bank (CAI:HDBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Housing & Development Bank 5-Year Yield-on-Cost % Related Terms
Housing & Development Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Housing & Development Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Development Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Housing & Development Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Housing & Development Bank's 5-Year Yield-on-Cost % falls into.
Housing & Development Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Housing & Development Bank (CAI:HDBK) has a 5-Year Yield-on-Cost % of 4.57 as of Aug. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Housing & Development Bank and its competitors. This is 18% below median its historical median of 5.58. Over the past decade, Housing & Development Bank's 5-Year Yield-on-Cost % has ranged from 1.72 to 17.26. According to the industry distribution chart, Housing & Development Bank ranks #496 out of 1256 companies in the Banks industry, placing it in the top 39.5%.
Is Housing & Development Bank's 5-Year Yield-on-Cost % too high?
Housing & Development Bank's current 5-Year Yield-on-Cost % of 4.57 is 18% below median its 10-year median of 5.58. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 17.26. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Housing & Development Bank's value of 4.57 is 19.9% above this industry median. Based on the distribution chart, Housing & Development Bank ranks #496 out of 1256 companies in the Banks industry, which is above the industry midpoint. Overall, Housing & Development Bank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Housing & Development Bank ranks #496 out of 1256 companies for 5-Year Yield-on-Cost %. This puts Housing & Development Bank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Housing & Development Bank's value of 4.57 is 19.9% above this benchmark. Historically, Housing & Development Bank's own 5-Year Yield-on-Cost % has ranged from 1.72 to 17.26 over the past decade. While the company's 10-year median is 5.58 vs. the industry median of 3.81, Housing & Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Development Bank's current 5-Year Yield-on-Cost % of 4.57 is 19.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Housing & Development Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Development Bank's current 5-Year Yield-on-Cost % is 4.57, which is 18% below median its own 10-year median of 5.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£43.03, compared to a current price of E£87.45 — trading 103.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.57, which is 18% below median its 10-year median of 5.58 and 19.9% above the Banks industry median of 3.81. Housing & Development Bank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current 5-Year Yield-on-Cost % is 4.57 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued.
The current stock price of E£87.45 is trading 103.2% above its estimated GF Value™ of E£43.03.
GuruFocus considers Housing & Development Bank to be Significantly Overvalued.
Key valuation signals for CAI:HDBK:
5-Year Yield-on-Cost %: 4.57 (18% below median its 10-year median of 5.58)
GF Value™: E£43.03 vs. price of E£87.45 (103.2% above fair value)
Industry Position: 19.9% above the Banks median (#496 of 1256)
No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
62GF Score
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