Housing & Development Bank (CAI:HDBK) Enterprise Value: E£30,418 Mil (As of Jul. 17, 2026) ***

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CAI:HDBK Housing & Development Bank CAI:HDBK
54 GF Score
Price E£77.82
GF Value E£43.62
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Housing & Development Bank Enterprise Value?

Housing & Development Bank CAI:HDBK -1.21% 54 Enterprise Value is E£30,418 Mil as of Jul. 17, 2026. GuruFocus rates CAI:HDBK with a GF Score™ of 54/100 and a GF Value™ of E£43.62 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Housing & Development Bank's Enterprise Value is E£30,418 Mil. Housing & Development Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was E£31,601 Mil. Therefore, Housing & Development Bank's EV-to-Revenue ratio for today is 0.96.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Housing & Development Bank's Enterprise Value is E£30,418 Mil. Housing & Development Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was E£60,059 Mil. Therefore, Housing & Development Bank's EV-to-OCF ratio for today is 0.51.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Housing & Development Bank's Enterprise Value is E£30,418 Mil. Housing & Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was E£59,060 Mil. Therefore, Housing & Development Bank's EV-to-FCF ratio for today is 0.52.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Housing & Development Bank  (CAI:HDBK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Housing & Development Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=30418.175/31601.16
=0.96

Housing & Development Bank's current Enterprise Value is E£30,418 Mil.
Housing & Development Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£31,601 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Housing & Development Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=30418.175/60059.252
=0.51

Housing & Development Bank's current Enterprise Value is E£30,418 Mil.
Housing & Development Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£60,059 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Housing & Development Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=30418.175/59059.745
=0.52

Housing & Development Bank's current Enterprise Value is E£30,418 Mil.
Housing & Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£59,060 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Housing & Development Bank Enterprise Value Related Terms


Housing & Development Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Housing & Development Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housing & Development Bank Enterprise Value Chart

Housing & Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13,077.26 -21,433.33 -7,742.97 -38,253.85 769.90

Housing & Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -39,785.84 3,075.32 -8,071.86 769.90 35,338.01

Housing & Development Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Housing & Development Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housing & Development Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Housing & Development Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Housing & Development Bank's Enterprise Value falls into.


CAI:HDBK
54GF Score
Housing & Development Bank CAI:HDBK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housing & Development Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Housing & Development Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Housing & Development Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of E£30,418 Mil mean?
Housing & Development Bank (CAI:HDBK) has a Enterprise Value of E£30,418 Mil as of Jul. 17, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Housing & Development Bank and its competitors.
Is Housing & Development Bank's Enterprise Value too high?
Housing & Development Bank's current Enterprise Value is E£30,418 Mil. Overall, Housing & Development Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's Enterprise Value compare to competitors?
Housing & Development Bank's Enterprise Value of E£30,418 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Housing & Development Bank and its competitors. Housing & Development Bank's current Enterprise Value is E£30,418 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£43.62, compared to a current price of E£77.82 — trading 78.4% above its estimated fair value. The current Enterprise Value is E£30,418 Mil. Housing & Development Bank's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current Enterprise Value is E£30,418 Mil as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?

Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued. The current stock price of E£77.82 is trading 78.4% above its estimated GF Value™ of E£43.62. GuruFocus considers Housing & Development Bank to be Significantly Overvalued.

Key valuation signals for CAI:HDBK:

  • Enterprise Value: E£30,418 Mil
  • GF Value™: E£43.62 vs. price of E£77.82 (78.4% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housing & Development Bank Business Description

Address 26 El Kroum Street, Mohandessin, Giza, EGY
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
54GF Score

Get the complete analysis for CAI:HDBK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£77.82
Price
E£43.62
GF Value