Housing & Development Bank (CAI:HDBK) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:HDBK Housing & Development Bank CAI:HDBK
66 GF Score
Price E£84.78
GF Value E£48.95
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Housing & Development Bank ROC (Joel Greenblatt) %?

Housing & Development Bank CAI:HDBK +0.46% 66 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CAI:HDBK with a GF Score™ of 66/100 and a GF Value™ of E£48.95 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Housing & Development Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CAI:HDBK
66GF Score
Housing & Development Bank CAI:HDBK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Housing & Development Bank (CAI:HDBK) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Housing & Development Bank and its competitors. According to the industry distribution chart, Housing & Development Bank ranks #999999 out of 46 companies in the Banks industry.
Is Housing & Development Bank's ROC (Joel Greenblatt) % too high?
Housing & Development Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Housing & Development Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Housing & Development Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Housing & Development Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Housing & Development Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Housing & Development Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Development Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£48.95, compared to a current price of E£84.78 — trading 73.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Housing & Development Bank's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?

Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued. The current stock price of E£84.78 is trading 73.2% above its estimated GF Value™ of E£48.95. GuruFocus considers Housing & Development Bank to be Significantly Overvalued.

Key valuation signals for CAI:HDBK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: E£48.95 vs. price of E£84.78 (73.2% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Housing & Development Bank Business Description

Address 26 El Kroum Street, Mohandessin, Giza, EGY
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
66GF Score

Get the complete analysis for CAI:HDBK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£84.78
Price
E£48.95
GF Value