Housing & Development Bank (CAI:HDBK) Cyclically Adjusted Revenue per Share: E£10.39 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:HDBK Housing & Development Bank CAI:HDBK
52 GF Score
Price E£107.63
GF Value E£42.44
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Housing & Development Bank Cyclically Adjusted Revenue per Share?

Housing & Development Bank CAI:HDBK -1.49% 52 Cyclically Adjusted Revenue per Share is E£10.39 as of Mar. 2026. GuruFocus rates CAI:HDBK with a GF Score™ of 52/100 and a GF Value™ of E£42.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Housing & Development Bank's adjusted revenue per share for the three months ended in Mar. 2026 was E£8.285. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is E£10.39 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Housing & Development Bank's average Cyclically Adjusted Revenue Growth Rate was 41.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 38.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Housing & Development Bank was 38.80% per year. The lowest was 38.80% per year. And the median was 38.80% per year.

As of today (2026-09-15), Housing & Development Bank's current stock price is E£107.63. Housing & Development Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was E£10.39. Housing & Development Bank's Cyclically Adjusted PS Ratio of today is 10.36.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Housing & Development Bank was 11.64. The lowest was 1.38. And the median was 4.04.


Housing & Development Bank  (CAI:HDBK) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Housing & Development Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=107.63/10.39
=10.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Housing & Development Bank was 11.64. The lowest was 1.38. And the median was 4.04.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Housing & Development Bank Cyclically Adjusted Revenue per Share Related Terms


Housing & Development Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Housing & Development Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housing & Development Bank Cyclically Adjusted Revenue per Share Chart

Housing & Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.53 4.71 6.59 9.44

Housing & Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.36 8.05 8.76 9.44 10.39

Housing & Development Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Housing & Development Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housing & Development Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Housing & Development Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Housing & Development Bank's Cyclically Adjusted PS Ratio falls into.


CAI:HDBK
52GF Score
Housing & Development Bank CAI:HDBK
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housing & Development Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Housing & Development Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.285/330.2130*330.2130
=8.285

Current CPI (Mar. 2026) = 330.2130.

Housing & Development Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.661 241.018 0.906
201609 0.855 241.428 1.169
201612 0.852 241.432 1.165
201703 0.936 243.801 1.268
201706 0.710 244.955 0.957
201709 0.895 246.819 1.197
201712 1.455 246.524 1.949
201803 1.213 249.554 1.605
201806 1.027 251.989 1.346
201809 1.160 252.439 1.517
201812 1.095 251.233 1.439
201903 1.091 254.202 1.417
201906 1.079 256.143 1.391
201909 1.086 256.759 1.397
201912 1.176 256.974 1.511
202003 0.972 258.115 1.244
202006 0.945 257.797 1.210
202009 1.078 260.280 1.368
202012 1.042 260.474 1.321
202103 1.236 264.877 1.541
202106 1.261 271.696 1.533
202109 1.112 274.310 1.339
202112 1.410 278.802 1.670
202203 1.265 287.504 1.453
202206 1.474 296.311 1.643
202209 1.867 296.808 2.077
202212 2.148 296.797 2.390
202303 2.650 301.836 2.899
202306 3.166 305.109 3.426
202309 3.306 307.789 3.547
202312 3.647 306.746 3.926
202403 4.228 312.332 4.470
202406 4.959 314.175 5.212
202409 5.559 315.301 5.822
202412 6.226 315.605 6.514
202503 7.348 319.799 7.587
202506 7.100 322.561 7.268
202509 7.504 324.800 7.629
202512 8.210 324.054 8.366
202603 8.285 330.213 8.285

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of E£10.39 mean?
Housing & Development Bank (CAI:HDBK) has a Cyclically Adjusted Revenue per Share of E£10.39 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Housing & Development Bank and its competitors.
Is Housing & Development Bank's Cyclically Adjusted Revenue per Share too high?
Housing & Development Bank's current Cyclically Adjusted Revenue per Share is E£10.39. Overall, Housing & Development Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Housing & Development Bank's Cyclically Adjusted Revenue per Share of E£10.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Housing & Development Bank and its competitors. Housing & Development Bank's current Cyclically Adjusted Revenue per Share is E£10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£42.44, compared to a current price of E£107.63 — trading 153.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is E£10.39. Housing & Development Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current Cyclically Adjusted Revenue per Share is E£10.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?

Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued. The current stock price of E£107.63 is trading 153.6% above its estimated GF Value™ of E£42.44. GuruFocus considers Housing & Development Bank to be Significantly Overvalued.

Key valuation signals for CAI:HDBK:

  • Cyclically Adjusted Revenue per Share: E£10.39
  • GF Value™: E£42.44 vs. price of E£107.63 (153.6% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housing & Development Bank Business Description

Address 26 El Kroum Street, Mohandessin, Giza, EGY
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
52GF Score

Get the complete analysis for CAI:HDBK

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£107.63
Price
E£42.44
GF Value