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Housing & Development BankCAI:HDBK -1.21%54 OCF Yield % is 72.63 as of Jul. 17, 2026, which is 20% below its 10-year median of 91.33. GuruFocus rates CAI:HDBK with a GF Score™ of 54/100 and a GF Value™ of E£43.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Housing & Development Bank ranks better than 90.8% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Housing & Development Bank OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Housing & Development Bank OCF Yield % Related Terms
Housing & Development Bank OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Development Bank OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Housing & Development Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Development Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Housing & Development Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Housing & Development Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Development Bank (CAI:HDBK) has a OCF Yield % of 72.63 as of Jul. 17, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Housing & Development Bank and its competitors. This is 20% below median its historical median of 91.33. According to the industry distribution chart, Housing & Development Bank ranks #138 out of 1500 companies in the Banks industry, placing it in the top 9.2%.
Is Housing & Development Bank's OCF Yield % too high?
Housing & Development Bank's current OCF Yield % of 72.63 is 20% below median its 10-year median of 91.33. The Banks industry median OCF Yield % is 9.03. Housing & Development Bank's value of 72.63 is 704.3% above this industry median. Based on the distribution chart, Housing & Development Bank ranks #138 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Housing & Development Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Housing & Development Bank ranks #138 out of 1500 companies for OCF Yield %. This places Housing & Development Bank in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.03. Housing & Development Bank's value of 72.63 is 704.3% above this benchmark. While the company's 10-year median is 91.33 vs. the industry median of 9.03, Housing & Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.03, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Development Bank's current OCF Yield % of 72.63 is 704.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Housing & Development Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Development Bank's current OCF Yield % is 72.63, which is 20% below median its own 10-year median of 91.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£43.62, compared to a current price of E£77.82 — trading 78.4% above its estimated fair value. The current OCF Yield % is 72.63, which is 20% below median its 10-year median of 91.33 and 704.3% above the Banks industry median of 9.03. Housing & Development Bank's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current OCF Yield % is 72.63 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued.
The current stock price of E£77.82 is trading 78.4% above its estimated GF Value™ of E£43.62.
GuruFocus considers Housing & Development Bank to be Significantly Overvalued.
Key valuation signals for CAI:HDBK:
OCF Yield %: 72.63 (20% below median its 10-year median of 91.33)
GF Value™: E£43.62 vs. price of E£77.82 (78.4% above fair value)
Industry Position: 704.3% above the Banks median (#138 of 1500)
No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
54GF Score
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