Selective Insurance Group (FRA:SV2) Cyclically Adjusted FCF per Share: €11.52 (As of Jun. 2026)

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FRA:SV2 Selective Insurance Group Inc FRA:SV2
82 GF Score
Price €79.00
GF Value €86.70
! 6 Warning Signs
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What is Selective Insurance Group Cyclically Adjusted FCF per Share?

Selective Insurance Group FRA:SV2 -0.63% 82 Cyclically Adjusted FCF per Share is €11.52 as of Jun. 2026. GuruFocus rates FRA:SV2 with a GF Score™ of 82/100 and a GF Value™ of €86.70. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Selective Insurance Group's adjusted free cash flow per share for the three months ended in Jun. 2026 was €3.098. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €11.52 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Selective Insurance Group's average Cyclically Adjusted FCF Growth Rate was 15.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 12.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 14.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Selective Insurance Group was 17.40% per year. The lowest was -4.10% per year. And the median was 6.80% per year.

As of today (2026-08-04), Selective Insurance Group's current stock price is €79.00. Selective Insurance Group's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €11.52. Selective Insurance Group's Cyclically Adjusted Price-to-FCF of today is 6.86.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Selective Insurance Group was 15.41. The lowest was 5.93. And the median was 10.70.


Selective Insurance Group  (FRA:SV2) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Selective Insurance Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=79.00/11.52
=6.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Selective Insurance Group was 15.41. The lowest was 5.93. And the median was 10.70.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Selective Insurance Group Cyclically Adjusted FCF per Share Related Terms


Selective Insurance Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Selective Insurance Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group Cyclically Adjusted FCF per Share Chart

Selective Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.56 8.33 8.58 10.18 10.53

Selective Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.76 10.01 10.53 11.27 11.52

FRA:SV2 vs RLI, MCY, WTM: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Selective Insurance Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selective Insurance Group Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Selective Insurance Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Selective Insurance Group's Cyclically Adjusted Price-to-FCF falls into.


FRA:SV2
82GF Score
Selective Insurance Group Inc FRA:SV2
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selective Insurance Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Selective Insurance Group's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.098/333.9520*333.9520
=3.098

Current CPI (Jun. 2026) = 333.9520.

Selective Insurance Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 1.716 241.428 2.374
201612 2.361 241.432 3.266
201703 0.310 243.801 0.425
201706 1.034 244.955 1.410
201709 2.689 246.819 3.638
201712 1.230 246.524 1.666
201803 -0.134 249.554 -0.179
201806 1.369 251.989 1.814
201809 2.810 252.439 3.717
201812 2.308 251.233 3.068
201903 0.569 254.202 0.748
201906 1.622 256.143 2.115
201909 2.160 256.759 2.809
201912 2.326 256.974 3.023
202003 0.459 258.115 0.594
202006 2.278 257.797 2.951
202009 2.513 260.280 3.224
202012 2.298 260.474 2.946
202103 1.750 264.877 2.206
202106 2.161 271.696 2.656
202109 3.440 274.310 4.188
202112 3.200 278.802 3.833
202203 1.269 287.504 1.474
202206 2.245 296.311 2.530
202209 3.890 296.808 4.377
202212 4.838 296.797 5.444
202303 1.997 301.836 2.209
202306 2.330 305.109 2.550
202309 3.431 307.789 3.723
202312 3.437 306.746 3.742
202403 1.623 312.332 1.735
202406 3.942 314.175 4.190
202409 5.556 315.301 5.885
202412 5.057 315.605 5.351
202503 4.090 319.799 4.271
202506 2.259 322.561 2.339
202509 5.546 324.800 5.702
202512 5.158 324.054 5.316
202603 3.010 330.213 3.044
202606 3.098 333.952 3.098

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €11.52 mean?
Selective Insurance Group (FRA:SV2) has a Cyclically Adjusted FCF per Share of €11.52 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Selective Insurance Group and its competitors.
Is Selective Insurance Group's Cyclically Adjusted FCF per Share too high?
Selective Insurance Group's current Cyclically Adjusted FCF per Share is €11.52. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's Cyclically Adjusted FCF per Share compare to RLI and MCY?
Selective Insurance Group's Cyclically Adjusted FCF per Share of €11.52 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Selective Insurance Group and its competitors. Selective Insurance Group's current Cyclically Adjusted FCF per Share is €11.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current Cyclically Adjusted FCF per Share of €11.52. The stock's GF Value™ is €86.70, compared to a current price of €79.00 — trading 8.9% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €11.52. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current Cyclically Adjusted FCF per Share is €11.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?

Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued. The current stock price of €79.00 is trading 8.9% below its estimated GF Value™ of €86.70.

Key valuation signals for FRA:SV2:

  • Cyclically Adjusted FCF per Share: €11.52
  • GF Value™: €86.70 vs. price of €79.00 (8.9% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selective Insurance Group Business Description

Other Exchanges SIGIP.PFD:USASIGI:USA
Address 40 Wantage Avenue, Branchville, NJ, USA, 07890
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score

Get the complete analysis for FRA:SV2

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.00
Price
€86.70
GF Value