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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Selective Insurance Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Selective Insurance Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Selective Insurance Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Selective Insurance Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Selective Insurance Group (FRA:SV2) has a FCF Margin % of 15.49% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Selective Insurance Group and its competitors. This is 13% below median its historical median of 17.80. Over the past decade, Selective Insurance Group's FCF Margin % has ranged from 13.63 to 22.38. According to the industry distribution chart, Selective Insurance Group ranks #119 out of 500 companies in the Insurance industry, placing it in the top 23.8%.
Is Selective Insurance Group's FCF Margin % too high?
Selective Insurance Group's current FCF Margin % of 15.49% is 13% below median its 10-year median of 17.80. Over the past 10 years, this metric has ranged from a low of 13.63 to a high of 22.38. The Insurance industry median FCF Margin % is 9.88. Selective Insurance Group's value of 15.49% is 56.9% above this industry median. Based on the distribution chart, Selective Insurance Group ranks #119 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's FCF Margin % compare to RLI and MCY?
According to the Insurance industry distribution chart, Selective Insurance Group ranks #119 out of 500 companies for FCF Margin %. This places Selective Insurance Group in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.88. Selective Insurance Group's value of 15.49% is 56.9% above this benchmark. Historically, Selective Insurance Group's own FCF Margin % has ranged from 13.63 to 22.38 over the past decade. While the company's 10-year median is 17.80 vs. the industry median of 9.88, Selective Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.88, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selective Insurance Group's current FCF Margin % of 15.49% is 56.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Selective Insurance Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selective Insurance Group's current FCF Margin % is 15.49%, which is 13% below median its own 10-year median of 17.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current FCF Margin % of 15.49%. The stock's GF Value™ is €86.70, compared to a current price of €79.50 — trading 8.3% below its estimated fair value. The current FCF Margin % is 15.49%, which is 13% below median its 10-year median of 17.80 and 56.9% above the Insurance industry median of 9.88. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current FCF Margin % is 15.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?
Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued.
The current stock price of €79.50 is trading 8.3% below its estimated GF Value™ of €86.70.
Key valuation signals for FRA:SV2:
FCF Margin %: 15.49% (13% below median its 10-year median of 17.80)
GF Value™: €86.70 vs. price of €79.50 (8.3% below fair value)
Industry Position: 56.9% above the Insurance median (#119 of 500)
No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score
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