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Selective Insurance Group (FRA:SV2) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Selective Insurance Group 5-Year Yield-on-Cost % Related Terms
FRA:SV2 vs RLI, MCY, WTM: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Selective Insurance Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Selective Insurance Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Selective Insurance Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Selective Insurance Group's 5-Year Yield-on-Cost % falls into.
Selective Insurance Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Selective Insurance Group (FRA:SV2) has a 5-Year Yield-on-Cost % of 3.03 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Selective Insurance Group and its competitors. This is 43% above median its historical median of 2.12. Over the past decade, Selective Insurance Group's 5-Year Yield-on-Cost % has ranged from 1.63 to 3.57. According to the industry distribution chart, Selective Insurance Group ranks #264 out of 419 companies in the Insurance industry, placing it in the top 63%.
Is Selective Insurance Group's 5-Year Yield-on-Cost % too high?
Selective Insurance Group's current 5-Year Yield-on-Cost % of 3.03 is 43% above median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 3.57. The Insurance industry median 5-Year Yield-on-Cost % is 3.88. Selective Insurance Group's value of 3.03 is 21.9% below this industry median. Based on the distribution chart, Selective Insurance Group ranks #264 out of 419 companies in the Insurance industry, which is below the industry midpoint. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's 5-Year Yield-on-Cost % compare to RLI and MCY?
According to the Insurance industry distribution chart, Selective Insurance Group ranks #264 out of 419 companies for 5-Year Yield-on-Cost %. This places Selective Insurance Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Selective Insurance Group's value of 3.03 is 21.9% below this benchmark. Historically, Selective Insurance Group's own 5-Year Yield-on-Cost % has ranged from 1.63 to 3.57 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 3.88, Selective Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.88, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selective Insurance Group's current 5-Year Yield-on-Cost % of 3.03 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Selective Insurance Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selective Insurance Group's current 5-Year Yield-on-Cost % is 3.03, which is 43% above median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current 5-Year Yield-on-Cost % of 3.03. The stock's GF Value™ is €86.70, compared to a current price of €79.50 — trading 8.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.03, which is 43% above median its 10-year median of 2.12 and 21.9% below the Insurance industry median of 3.88. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current 5-Year Yield-on-Cost % is 3.03 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?
Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued.
The current stock price of €79.50 is trading 8.3% below its estimated GF Value™ of €86.70.
Key valuation signals for FRA:SV2:
5-Year Yield-on-Cost %: 3.03 (43% above median its 10-year median of 2.12)
GF Value™: €86.70 vs. price of €79.50 (8.3% below fair value)
Industry Position: 21.9% below the Insurance median (#264 of 419)
No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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