Selective Insurance Group (FRA:SV2) E10: €4.66 (As of Jun. 2026)

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FRA:SV2 Selective Insurance Group Inc FRA:SV2
82 GF Score
Price €79.00
GF Value €86.70
! 6 Warning Signs
View Full Analysis

What is Selective Insurance Group E10?

Selective Insurance Group FRA:SV2 -0.63% 82 E10 is €4.66 as of Jun. 2026. GuruFocus rates FRA:SV2 with a GF Score™ of 82/100 and a GF Value™ of €86.70. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Selective Insurance Group's adjusted earnings per share data for the three months ended in Jun. 2026 was €1.831. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.66 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Selective Insurance Group's average E10 Growth Rate was 12.00% per year. During the past 3 years, the average E10 Growth Rate was 8.40% per year. During the past 5 years, the average E10 Growth Rate was 12.50% per year. During the past 10 years, the average E10 Growth Rate was 13.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Selective Insurance Group was 20.90% per year. The lowest was -0.60% per year. And the median was 4.40% per year.

As of today (2026-08-04), Selective Insurance Group's current stock price is €79.00. Selective Insurance Group's E10 for the quarter that ended in Jun. 2026 was €4.66. Selective Insurance Group's Shiller PE Ratio of today is 16.95.

During the past 13 years, the highest Shiller PE Ratio of Selective Insurance Group was 36.44. The lowest was 14.57. And the median was 23.71.


Selective Insurance Group  (FRA:SV2) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Selective Insurance Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=79.00/4.66
=16.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Selective Insurance Group was 36.44. The lowest was 14.57. And the median was 23.71.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Selective Insurance Group E10 Related Terms


Selective Insurance Group E10 Historical Data

* Premium members only.

The historical data trend for Selective Insurance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group E10 Chart

Selective Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.08 3.80 4.04 4.25 4.31

Selective Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.07 4.08 4.31 4.55 4.66

FRA:SV2 vs RLI, MCY, WTM: E10 Comparison

For the Insurance - Property & Casualty subindustry, Selective Insurance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selective Insurance Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Selective Insurance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Selective Insurance Group's Shiller PE Ratio falls into.


FRA:SV2
82GF Score
Selective Insurance Group Inc FRA:SV2
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selective Insurance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Selective Insurance Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.831/333.9520*333.9520
=1.831

Current CPI (Jun. 2026) = 333.9520.

Selective Insurance Group Quarterly Data

per share eps CPI Adj_EPS
201609 0.588 241.428 0.813
201612 0.635 241.432 0.878
201703 0.795 243.801 1.089
201706 0.623 244.955 0.849
201709 0.663 246.819 0.897
201712 0.431 246.524 0.584
201803 0.260 249.554 0.348
201806 0.847 251.989 1.122
201809 0.797 252.439 1.054
201812 0.668 251.233 0.888
201903 0.903 254.202 1.186
201906 1.071 256.143 1.396
201909 0.844 256.759 1.098
201912 1.224 256.974 1.591
202003 0.226 258.115 0.292
202006 0.506 257.797 0.655
202009 0.985 260.280 1.264
202012 1.726 260.474 2.213
202103 1.487 264.877 1.875
202106 1.643 271.696 2.019
202109 1.003 274.310 1.221
202112 1.407 278.802 1.685
202203 0.808 287.504 0.939
202206 0.577 296.311 0.650
202209 0.667 296.808 0.750
202212 1.303 296.797 1.466
202303 1.382 301.836 1.529
202306 0.849 305.109 0.929
202309 1.331 307.789 1.444
202312 1.843 306.746 2.006
202403 1.205 312.332 1.288
202406 -1.003 314.175 -1.066
202409 1.324 315.301 1.402
202412 1.452 315.605 1.536
202503 1.628 319.799 1.700
202506 1.179 322.561 1.221
202509 1.576 324.800 1.620
202512 2.152 324.054 2.218
202603 1.367 330.213 1.382
202606 1.831 333.952 1.831

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.66 mean?
Selective Insurance Group (FRA:SV2) has a E10 of €4.66 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Selective Insurance Group and its competitors.
Is Selective Insurance Group's E10 too high?
Selective Insurance Group's current E10 is €4.66. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's E10 compare to RLI and MCY?
Selective Insurance Group's E10 of €4.66 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Selective Insurance Group and its competitors. Selective Insurance Group's current E10 is €4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current E10 of €4.66. The stock's GF Value™ is €86.70, compared to a current price of €79.00 — trading 8.9% below its estimated fair value. The current E10 is €4.66. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current E10 is €4.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?

Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued. The current stock price of €79.00 is trading 8.9% below its estimated GF Value™ of €86.70.

Key valuation signals for FRA:SV2:

  • E10: €4.66
  • GF Value™: €86.70 vs. price of €79.00 (8.9% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selective Insurance Group Business Description

Other Exchanges SIGIP.PFD:USASIGI:USA
Address 40 Wantage Avenue, Branchville, NJ, USA, 07890
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score

Get the complete analysis for FRA:SV2

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.00
Price
€86.70
GF Value