Selective Insurance Group (FRA:SV2) FCF Yield %: 21.04 (As of Aug. 03, 2026) — 60% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SV2 Selective Insurance Group Inc FRA:SV2
82 GF Score
Price €79.50
GF Value €86.70
! 6 Warning Signs
View Full Analysis

What is Selective Insurance Group FCF Yield %?

Selective Insurance Group FRA:SV2 -1.85% 82 FCF Yield % is 21.04 as of Aug. 03, 2026, which is 60% above its 10-year median of 13.12. GuruFocus rates FRA:SV2 with a GF Score™ of 82/100 and a GF Value™ of €86.70. The stock has 6 warning signs investors should review. Among 503 Insurance companies, Selective Insurance Group ranks better than 82.9% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Selective Insurance Group's Trailing 12-Month Free Cash Flow is €1,020 Mil, and Market Cap is €4,903 Mil. Therefore, Selective Insurance Group's FCF Yield % for today is 21.04%.

The historical rank and industry rank for Selective Insurance Group's FCF Yield % or its related term are showing as below:

FRA:SV2' s FCF Yield % Range Over the Past 10 Years
Min: 9.27   Med: 13.12   Max: 26.6
Current: 21.04


During the past 13 years, the highest FCF Yield % of Selective Insurance Group was 26.60%. The lowest was 9.27%. And the median was 13.12%.

FRA:SV2's FCF Yield % is ranked better than
82.9% of 503 companies
in the Insurance industry
Industry Median: 7.27 vs FRA:SV2: 21.04

Selective Insurance Group's FCF Margin % for the quarter that ended in Jun. 2026 was 15.49%.


Selective Insurance Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Selective Insurance Group FCF Yield % Related Terms


Selective Insurance Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Selective Insurance Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group FCF Yield % Chart

Selective Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.30 14.37 12.37 19.40 23.91

Selective Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.47 33.46 29.33 18.57 14.99

FRA:SV2 vs RLI, MCY, WTM: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Selective Insurance Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selective Insurance Group FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Selective Insurance Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Selective Insurance Group's FCF Yield % falls into.


FRA:SV2
82GF Score
Selective Insurance Group Inc FRA:SV2
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selective Insurance Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Selective Insurance Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1019.914 / 4265.396
=23.91%

Selective Insurance Group's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=186.518 * 4 / 4976.6
=14.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 21.04 mean?
Selective Insurance Group (FRA:SV2) has a FCF Yield % of 21.04 as of Aug. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Selective Insurance Group and its competitors. This is 60% above median its historical median of 13.12. Over the past decade, Selective Insurance Group's FCF Yield % has ranged from 9.27 to 26.60. According to the industry distribution chart, Selective Insurance Group ranks #86 out of 503 companies in the Insurance industry, placing it in the top 17.1%.
Is Selective Insurance Group's FCF Yield % too high?
Selective Insurance Group's current FCF Yield % of 21.04 is 60% above median its 10-year median of 13.12. Over the past 10 years, this metric has ranged from a low of 9.27 to a high of 26.60. The Insurance industry median FCF Yield % is 7.27. Selective Insurance Group's value of 21.04 is 189.4% above this industry median. Based on the distribution chart, Selective Insurance Group ranks #86 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's FCF Yield % compare to RLI and MCY?
According to the Insurance industry distribution chart, Selective Insurance Group ranks #86 out of 503 companies for FCF Yield %. This places Selective Insurance Group in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.27. Selective Insurance Group's value of 21.04 is 189.4% above this benchmark. Historically, Selective Insurance Group's own FCF Yield % has ranged from 9.27 to 26.60 over the past decade. While the company's 10-year median is 13.12 vs. the industry median of 7.27, Selective Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.27, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selective Insurance Group's current FCF Yield % of 21.04 is 189.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Selective Insurance Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selective Insurance Group's current FCF Yield % is 21.04, which is 60% above median its own 10-year median of 13.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current FCF Yield % of 21.04. The stock's GF Value™ is €86.70, compared to a current price of €79.50 — trading 8.3% below its estimated fair value. The current FCF Yield % is 21.04, which is 60% above median its 10-year median of 13.12 and 189.4% above the Insurance industry median of 7.27. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current FCF Yield % is 21.04 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?

Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued. The current stock price of €79.50 is trading 8.3% below its estimated GF Value™ of €86.70.

Key valuation signals for FRA:SV2:

  • FCF Yield %: 21.04 (60% above median its 10-year median of 13.12)
  • GF Value™: €86.70 vs. price of €79.50 (8.3% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 189.4% above the Insurance median (#86 of 503)

No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selective Insurance Group Business Description

Other Exchanges SIGIP.PFD:USASIGI:USA
Address 40 Wantage Avenue, Branchville, NJ, USA, 07890
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score

Get the complete analysis for FRA:SV2

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.50
Price
€86.70
GF Value