Selective Insurance Group (FRA:SV2) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:SV2 Selective Insurance Group Inc FRA:SV2
82 GF Score
Price €73.00
GF Value €81.74
! 6 Warning Signs
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What is Selective Insurance Group Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Selective Insurance Group  (FRA:SV2) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Selective Insurance Group Cyclically Adjusted PS Ratio Related Terms


Selective Insurance Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Selective Insurance Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group Cyclically Adjusted PS Ratio Chart

Selective Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.91 1.84 1.60 1.21

Selective Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.15 1.20 1.08 1.34

FRA:SV2 vs MCY, RLI, WTM: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Selective Insurance Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selective Insurance Group Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Selective Insurance Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Selective Insurance Group's Cyclically Adjusted PS Ratio falls into.


FRA:SV2
82GF Score
Selective Insurance Group Inc FRA:SV2
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Selective Insurance Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Selective Insurance Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Selective Insurance Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=19.889/333.9520*333.9520
=19.889

Current CPI (Jun. 2026) = 333.9520.

Selective Insurance Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 8.875 241.428 12.276
201612 9.169 241.432 12.683
201703 9.525 243.801 13.047
201706 9.429 244.955 12.855
201709 8.923 246.819 12.073
201712 9.046 246.524 12.254
201803 8.578 249.554 11.479
201806 9.224 251.989 12.224
201809 9.588 252.439 12.684
201812 9.440 251.233 12.548
201903 10.282 254.202 13.508
201906 10.530 256.143 13.729
201909 10.674 256.759 13.883
201912 10.959 256.974 14.242
202003 10.500 258.115 13.585
202006 10.289 257.797 13.328
202009 10.975 260.280 14.081
202012 10.818 260.474 13.870
202103 11.112 264.877 14.010
202106 11.505 271.696 14.141
202109 12.131 274.310 14.769
202112 12.555 278.802 15.039
202203 12.722 287.504 14.777
202206 13.576 296.311 15.301
202209 14.678 296.808 16.515
202212 15.293 296.797 17.207
202303 15.153 301.836 16.765
202306 15.677 305.109 17.159
202309 16.324 307.789 17.712
202312 16.861 306.746 18.356
202403 17.572 312.332 18.788
202406 18.262 314.175 19.412
202409 18.448 315.301 19.539
202412 19.273 315.605 20.393
202503 19.914 319.799 20.795
202506 19.089 322.561 19.763
202509 19.057 324.800 19.594
202512 19.367 324.054 19.959
202603 19.320 330.213 19.539
202606 19.889 333.952 19.889

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?

Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued. The current stock price of €73.00 is trading 10.7% below its estimated GF Value™ of €81.74.

Key valuation signals for FRA:SV2:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €81.74 vs. price of €73.00 (10.7% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selective Insurance Group Business Description

Other Exchanges SIGIP.PFD:USASIGI:USA
Address 40 Wantage Avenue, Branchville, NJ, USA, 07890
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score

Get the complete analysis for FRA:SV2

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€73.00
Price
€81.74
GF Value