Selective Insurance Group (FRA:SV2) Cyclically Adjusted PS Ratio: 1.33 (As of Aug. 03, 2026) — 19% Below Median

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FRA:SV2 Selective Insurance Group Inc FRA:SV2
82 GF Score
Price €79.50
GF Value €86.70
! 6 Warning Signs
View Full Analysis

What is Selective Insurance Group Cyclically Adjusted PS Ratio?

Selective Insurance Group FRA:SV2 -1.85% 82 Cyclically Adjusted PS Ratio is 1.33 as of Aug. 03, 2026, which is 19% below its 10-year median of 1.64. GuruFocus rates FRA:SV2 with a GF Score™ of 82/100 and a GF Value™ of €86.70. The stock has 6 warning signs investors should review. Among 411 Insurance companies, Selective Insurance Group ranks worse than 54.5% on this metric.

As of today (2026-08-03), Selective Insurance Group's current share price is €79.50. Selective Insurance Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €59.90. Selective Insurance Group's Cyclically Adjusted PS Ratio for today is 1.33.

The historical rank and industry rank for Selective Insurance Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:SV2' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.04   Med: 1.64   Max: 2.08
Current: 1.36

During the past years, Selective Insurance Group's highest Cyclically Adjusted PS Ratio was 2.08. The lowest was 1.04. And the median was 1.64.

FRA:SV2's Cyclically Adjusted PS Ratio is ranked worse than
54.5% of 411 companies
in the Insurance industry
Industry Median: 1.2 vs FRA:SV2: 1.36

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Selective Insurance Group's adjusted revenue per share data for the three months ended in Jun. 2026 was €20.000. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €59.90 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Selective Insurance Group  (FRA:SV2) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Selective Insurance Group Cyclically Adjusted PS Ratio Related Terms


Selective Insurance Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Selective Insurance Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group Cyclically Adjusted PS Ratio Chart

Selective Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.77 1.73 1.79 1.55 1.27

Selective Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.37 1.25 1.27 1.11 1.39

FRA:SV2 vs RLI, MCY, WTM: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Selective Insurance Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selective Insurance Group Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Selective Insurance Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Selective Insurance Group's Cyclically Adjusted PS Ratio falls into.


FRA:SV2
82GF Score
Selective Insurance Group Inc FRA:SV2
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selective Insurance Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Selective Insurance Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=79.50/59.90
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selective Insurance Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Selective Insurance Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=20/333.9520*333.9520
=20.000

Current CPI (Jun. 2026) = 333.9520.

Selective Insurance Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 8.825 241.428 12.207
201612 9.333 241.432 12.910
201703 9.492 243.801 13.002
201706 9.235 244.955 12.590
201709 8.787 246.819 11.889
201712 8.965 246.524 12.144
201803 8.533 249.554 11.419
201806 9.364 251.989 12.410
201809 9.537 252.439 12.617
201812 9.424 251.233 12.527
201903 10.285 254.202 13.512
201906 10.494 256.143 13.682
201909 10.684 256.759 13.896
201912 10.959 256.974 14.242
202003 9.876 258.115 12.778
202006 10.105 257.797 13.090
202009 10.945 260.280 14.043
202012 10.322 260.474 13.234
202103 11.190 264.877 14.108
202106 11.551 271.696 14.198
202109 12.136 274.310 14.775
202112 12.589 278.802 15.079
202203 12.630 287.504 14.670
202206 13.445 296.311 15.153
202209 14.859 296.808 16.719
202212 14.734 296.797 16.578
202303 15.332 301.836 16.963
202306 15.762 305.109 17.252
202309 16.602 307.789 18.013
202312 16.690 306.746 18.170
202403 17.509 312.332 18.721
202406 18.246 314.175 19.395
202409 18.292 315.301 19.374
202412 19.566 315.605 20.703
202503 19.396 319.799 20.254
202506 18.770 322.561 19.433
202509 18.986 324.800 19.521
202512 19.222 324.054 19.809
202603 19.429 330.213 19.649
202606 20.000 333.952 20.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.33 mean?
Selective Insurance Group (FRA:SV2) has a Cyclically Adjusted PS Ratio of 1.33 as of Aug. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Selective Insurance Group and its competitors. This is 19% below median its historical median of 1.64. Over the past decade, Selective Insurance Group's Cyclically Adjusted PS Ratio has ranged from 1.04 to 2.08. According to the industry distribution chart, Selective Insurance Group ranks #224 out of 411 companies in the Insurance industry, placing it in the top 54.5%.
Is Selective Insurance Group's Cyclically Adjusted PS Ratio too high?
Selective Insurance Group's current Cyclically Adjusted PS Ratio of 1.33 is 19% below median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 2.08. The Insurance industry median Cyclically Adjusted PS Ratio is 1.20. Selective Insurance Group's value of 1.33 is 10.8% above this industry median. Based on the distribution chart, Selective Insurance Group ranks #224 out of 411 companies in the Insurance industry, which is below the industry midpoint. Overall, Selective Insurance Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Selective Insurance Group's Cyclically Adjusted PS Ratio compare to RLI and MCY?
According to the Insurance industry distribution chart, Selective Insurance Group ranks #224 out of 411 companies for Cyclically Adjusted PS Ratio. This places Selective Insurance Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.20. Selective Insurance Group's value of 1.33 is 10.8% above this benchmark. Historically, Selective Insurance Group's own Cyclically Adjusted PS Ratio has ranged from 1.04 to 2.08 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 1.20, Selective Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.20, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selective Insurance Group's current Cyclically Adjusted PS Ratio of 1.33 is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Selective Insurance Group and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selective Insurance Group's current Cyclically Adjusted PS Ratio is 1.33, which is 19% below median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selective Insurance Group stock overvalued right now?
Selective Insurance Group (FRA:SV2) has a current Cyclically Adjusted PS Ratio of 1.33. The stock's GF Value™ is €86.70, compared to a current price of €79.50 — trading 8.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.33, which is 19% below median its 10-year median of 1.64 and 10.8% above the Insurance industry median of 1.20. Selective Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Selective Insurance Group (FRA:SV2), the current Cyclically Adjusted PS Ratio is 1.33 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Selective Insurance Group (FRA:SV2) Overvalued in 2026?

Based on GuruFocus' analysis, Selective Insurance Group stock appears to be undervalued. The current stock price of €79.50 is trading 8.3% below its estimated GF Value™ of €86.70.

Key valuation signals for FRA:SV2:

  • Cyclically Adjusted PS Ratio: 1.33 (19% below median its 10-year median of 1.64)
  • GF Value™: €86.70 vs. price of €79.50 (8.3% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 10.8% above the Insurance median (#224 of 411)

No single metric tells the full story. See the FRA:SV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selective Insurance Group Business Description

Other Exchanges SIGIP.PFD:USASIGI:USA
Address 40 Wantage Avenue, Branchville, NJ, USA, 07890
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.
82GF Score

Get the complete analysis for FRA:SV2

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€79.50
Price
€86.70
GF Value