PT Bank Neo Commerce Tbk (ISX:BBYB) Cyclically Adjusted FCF per Share: Rp29.77 (As of Jun. 2026)

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ISX:BBYB PT Bank Neo Commerce Tbk ISX:BBYB
56 GF Score
Price Rp264.00
! 2 Warning Signs
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What is PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share?

PT Bank Neo Commerce Tbk ISX:BBYB -2.22% 56 Cyclically Adjusted FCF per Share is Rp29.77 as of Jun. 2026. GuruFocus rates ISX:BBYB with a GF Score™ of 56/100. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Neo Commerce Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp-53.337. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp29.77 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-10), PT Bank Neo Commerce Tbk's current stock price is Rp264.00. PT Bank Neo Commerce Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp29.77. PT Bank Neo Commerce Tbk's Cyclically Adjusted Price-to-FCF of today is 8.87.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Neo Commerce Tbk was 126.84. The lowest was 6.86. And the median was 17.10.


PT Bank Neo Commerce Tbk  (ISX:BBYB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Neo Commerce Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=264.00/29.77
=8.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Neo Commerce Tbk was 126.84. The lowest was 6.86. And the median was 17.10.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Neo Commerce Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Neo Commerce Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -10.37 -3.23 26.91

PT Bank Neo Commerce Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.58 3.80 26.91 30.90 29.77

PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Neo Commerce Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Neo Commerce Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BBYB
56GF Score
PT Bank Neo Commerce Tbk ISX:BBYB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Neo Commerce Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Neo Commerce Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-53.337/137.6954*137.6954
=-53.337

Current CPI (Jun. 2026) = 137.6954.

PT Bank Neo Commerce Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -34.407 104.142 -45.492
201612 -4.058 105.222 -5.310
201703 8.386 106.476 10.845
201706 3.078 107.722 3.934
201709 -6.627 108.020 -8.448
201712 48.677 109.017 61.482
201803 -30.573 110.097 -38.237
201806 -11.507 111.085 -14.264
201809 -6.072 111.135 -7.523
201812 -12.845 112.430 -15.732
201903 -10.532 112.829 -12.853
201906 -35.881 114.730 -43.063
201909 -13.572 114.905 -16.264
201912 -2.994 115.486 -3.570
202003 3.141 116.252 3.720
202006 -11.586 116.630 -13.679
202009 -24.503 116.397 -28.987
202012 4.707 117.318 5.525
202103 23.660 117.840 27.647
202106 45.500 118.184 53.012
202109 81.938 118.262 95.403
202112 -77.639 119.516 -89.448
202203 326.236 120.948 371.409
202206 -133.681 123.322 -149.261
202209 -42.613 125.298 -46.829
202212 135.686 126.098 148.166
202303 -171.374 126.953 -185.876
202306 -43.377 127.663 -46.786
202309 20.940 128.151 22.499
202312 6.262 129.395 6.664
202403 -43.975 130.607 -46.362
202406 101.594 130.792 106.957
202409 -46.630 130.361 -49.254
202412 -2.685 131.432 -2.813
202503 96.431 131.948 100.631
202506 -19.124 133.241 -19.763
202509 98.870 133.819 101.734
202512 155.551 135.271 158.339
202603 -36.792 136.539 -37.104
202606 -53.337 137.695 -53.337

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp29.77 mean?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a Cyclically Adjusted FCF per Share of Rp29.77 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Neo Commerce Tbk and its competitors.
Is PT Bank Neo Commerce Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Neo Commerce Tbk's current Cyclically Adjusted FCF per Share is Rp29.77. Overall, PT Bank Neo Commerce Tbk has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Neo Commerce Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Neo Commerce Tbk's Cyclically Adjusted FCF per Share of Rp29.77 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Neo Commerce Tbk and its competitors. PT Bank Neo Commerce Tbk's current Cyclically Adjusted FCF per Share is Rp29.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Neo Commerce Tbk stock overvalued right now?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a current Cyclically Adjusted FCF per Share of Rp29.77. The current Cyclically Adjusted FCF per Share is Rp29.77. PT Bank Neo Commerce Tbk's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Neo Commerce Tbk (ISX:BBYB), the current Cyclically Adjusted FCF per Share is Rp29.77 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank Neo Commerce Tbk Business Description

Address Jalan Jend Sudirman Kav. 52-53, Treasury Tower, 60th Floor, District 8, Area Lot 28, Senayan, Kebayoran Baru, Jakarta, IDN, 12190
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
56GF Score

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Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp264.00
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