PT Bank Neo Commerce Tbk (ISX:BBYB) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBYB PT Bank Neo Commerce Tbk ISX:BBYB
78 GF Score
Price Rp262.00
GF Value Rp221.08
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PT Bank Neo Commerce Tbk Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

PT Bank Neo Commerce Tbk's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

PT Bank Neo Commerce Tbk Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Neo Commerce Tbk Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Neo Commerce Tbk's Margin of Safety % (DCF Dividends Based) falls into.


ISX:BBYB
78GF Score
PT Bank Neo Commerce Tbk ISX:BBYB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Neo Commerce Tbk (ISX:BBYB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Neo Commerce Tbk stock appears to be overvalued. The current stock price of Rp262.00 is trading 18.5% above its estimated GF Value™ of Rp221.08. GuruFocus considers PT Bank Neo Commerce Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BBYB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: Rp221.08 vs. price of Rp262.00 (18.5% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Neo Commerce Tbk Business Description

Address Jalan Jend Sudirman Kav. 52-53, Treasury Tower, 60th Floor, District 8, Area Lot 28, Senayan, Kebayoran Baru, Jakarta, IDN, 12190
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
78GF Score

Get the complete analysis for ISX:BBYB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp262.00
Price
Rp221.08
GF Value