* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Neo Commerce Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Neo Commerce Tbk FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Neo Commerce Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Neo Commerce Tbk (ISX:BBYB) has a FCF Margin % of -86.44% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Neo Commerce Tbk and its competitors. According to the industry distribution chart, PT Bank Neo Commerce Tbk ranks #201 out of 1508 companies in the Banks industry, placing it in the top 13.3%.
Is PT Bank Neo Commerce Tbk's FCF Margin % too high?
PT Bank Neo Commerce Tbk's current FCF Margin % is -86.44%. Based on the distribution chart, PT Bank Neo Commerce Tbk ranks #201 out of 1508 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Neo Commerce Tbk has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Neo Commerce Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Neo Commerce Tbk ranks #201 out of 1508 companies for FCF Margin %. This places PT Bank Neo Commerce Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Neo Commerce Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Neo Commerce Tbk's current FCF Margin % is -86.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Neo Commerce Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Neo Commerce Tbk (ISX:BBYB) is currently considered Fairly Valued. The stock's GF Value™ is Rp216.88, compared to a current price of Rp210.00 — trading 3.2% below its estimated fair value. The current FCF Margin % is -86.44%. PT Bank Neo Commerce Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Neo Commerce Tbk (ISX:BBYB), the current FCF Margin % is -86.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Neo Commerce Tbk (ISX:BBYB) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Neo Commerce Tbk stock appears to be undervalued.
The current stock price of Rp210.00 is trading 3.2% below its estimated GF Value™ of Rp216.88.
GuruFocus considers PT Bank Neo Commerce Tbk to be Fairly Valued.
Key valuation signals for ISX:BBYB:
FCF Margin %: -86.44%
GF Value™: Rp216.88 vs. price of Rp210.00 (3.2% below fair value)
No single metric tells the full story. See the ISX:BBYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
79GF Score
Get the complete analysis for ISX:BBYB
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:BBYB has been successfully added to your 
