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PT Bank Neo Commerce TbkISX:BBYB +3.85%56 PB Ratio is 0.82 as of Aug. 09, 2026, which is 58% below its 10-year median of 1.93. GuruFocus rates ISX:BBYB with a GF Score™ of 56/100. The stock has 2 warning signs investors should review. Among 1,513 Banks companies, PT Bank Neo Commerce Tbk ranks better than 75.48% on this metric.
The historical rank and industry rank for PT Bank Neo Commerce Tbk's PB Ratio or its related term are showing as below:
ISX:BBYB'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.93 Max: 16.86
Current: 0.82
During the past 13 years, PT Bank Neo Commerce Tbk's highest PB Ratio was 16.86. The lowest was 0.60. And the median was 1.93.
ISX:BBYB's PB Ratio is ranked better than 75.48% of 1513
companies
in the Banks industry
Industry Median: 1.12
vs ISX:BBYB: 0.82
During the past 12 months, PT Bank Neo Commerce Tbk's average Book Value Per Share Growth Rate was 13.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Neo Commerce Tbk was 40.00% per year. The lowest was -5.30% per year. And the median was 12.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Neo Commerce Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Neo Commerce Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Neo Commerce Tbk's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank Neo Commerce Tbk (ISX:BBYB) has a PB Ratio of 0.82 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Neo Commerce Tbk and its competitors. This is 58% below median its historical median of 1.93. Over the past decade, PT Bank Neo Commerce Tbk's PB Ratio has ranged from 0.60 to 16.86. According to the industry distribution chart, PT Bank Neo Commerce Tbk ranks #371 out of 1513 companies in the Banks industry, placing it in the top 24.5%.
Is PT Bank Neo Commerce Tbk's PB Ratio too high?
PT Bank Neo Commerce Tbk's current PB Ratio of 0.82 is 58% below median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 16.86. The Banks industry median PB Ratio is 1.12. PT Bank Neo Commerce Tbk's value of 0.82 is 26.8% below this industry median. Based on the distribution chart, PT Bank Neo Commerce Tbk ranks #371 out of 1513 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Neo Commerce Tbk has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Neo Commerce Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Neo Commerce Tbk ranks #371 out of 1513 companies for PB Ratio. This places PT Bank Neo Commerce Tbk in the top 25% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. PT Bank Neo Commerce Tbk's value of 0.82 is 26.8% below this benchmark. Historically, PT Bank Neo Commerce Tbk's own PB Ratio has ranged from 0.60 to 16.86 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 1.12, PT Bank Neo Commerce Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Neo Commerce Tbk's current PB Ratio of 0.82 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Neo Commerce Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Neo Commerce Tbk's current PB Ratio is 0.82, which is 58% below median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Neo Commerce Tbk stock overvalued right now?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a current PB Ratio of 0.82. The current PB Ratio is 0.82, which is 58% below median its 10-year median of 1.93 and 26.8% below the Banks industry median of 1.12. PT Bank Neo Commerce Tbk's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Neo Commerce Tbk (ISX:BBYB), the current PB Ratio is 0.82 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
56GF Score
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