PT Bank Neo Commerce Tbk (ISX:BBYB) E10: Rp-22.31 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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ISX:BBYB PT Bank Neo Commerce Tbk ISX:BBYB
56 GF Score
Price Rp274.00
! 2 Warning Signs
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What is PT Bank Neo Commerce Tbk E10?

PT Bank Neo Commerce Tbk ISX:BBYB -1.44% 56 E10 is Rp-22.31 as of Jun. 2026. GuruFocus rates ISX:BBYB with a GF Score™ of 56/100. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Neo Commerce Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was Rp11.830. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp-22.31 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-04), PT Bank Neo Commerce Tbk's current stock price is Rp274.00. PT Bank Neo Commerce Tbk's E10 for the quarter that ended in Jun. 2026 was Rp-22.31. PT Bank Neo Commerce Tbk's Shiller PE Ratio of today is .


PT Bank Neo Commerce Tbk  (ISX:BBYB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Neo Commerce Tbk E10 Related Terms


PT Bank Neo Commerce Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Neo Commerce Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Neo Commerce Tbk E10 Chart

PT Bank Neo Commerce Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -24.17 -25.02 -22.64

PT Bank Neo Commerce Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.78 -22.99 -22.64 -22.40 -22.31

PT Bank Neo Commerce Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Neo Commerce Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Neo Commerce Tbk's Shiller PE Ratio falls into.


ISX:BBYB
56GF Score
PT Bank Neo Commerce Tbk ISX:BBYB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Neo Commerce Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Neo Commerce Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.83/137.6954*137.6954
=11.830

Current CPI (Jun. 2026) = 137.6954.

PT Bank Neo Commerce Tbk Quarterly Data

per share eps CPI Adj_EPS
201609 4.282 104.142 5.662
201612 2.971 105.222 3.888
201703 7.019 106.476 9.077
201706 2.471 107.722 3.159
201709 3.288 108.020 4.191
201712 -10.714 109.017 -13.532
201803 5.131 110.097 6.417
201806 3.966 111.085 4.916
201809 0.479 111.135 0.593
201812 -36.208 112.430 -44.345
201903 2.222 112.829 2.712
201906 -0.370 114.730 -0.444
201909 0.379 114.905 0.454
201912 0.452 115.486 0.539
202003 2.213 116.252 2.621
202006 1.032 116.630 1.218
202009 -2.545 116.397 -3.011
202012 1.739 117.318 2.041
202103 -7.974 117.840 -9.318
202106 -13.100 118.184 -15.263
202109 -20.916 118.262 -24.353
202112 -71.509 119.516 -82.386
202203 -48.200 120.948 -54.874
202206 -22.520 123.322 -25.145
202209 1.190 125.298 1.308
202212 -14.220 126.098 -15.528
202303 -5.680 126.953 -6.161
202306 -21.460 127.663 -23.146
202309 -19.880 128.151 -21.361
202312 -0.590 129.395 -0.628
202403 1.180 130.607 1.244
202406 -1.690 130.792 -1.779
202409 0.850 130.361 0.898
202412 1.240 131.432 1.299
202503 12.710 131.948 13.264
202506 7.970 133.241 8.236
202509 14.080 133.819 14.488
202512 7.610 135.271 7.746
202603 10.260 136.539 10.347
202606 11.830 137.695 11.830

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp-22.31 mean?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a E10 of Rp-22.31 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Neo Commerce Tbk and its competitors.
Is PT Bank Neo Commerce Tbk's E10 too high?
PT Bank Neo Commerce Tbk's current E10 is Rp-22.31. Overall, PT Bank Neo Commerce Tbk has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Neo Commerce Tbk's E10 compare to competitors?
PT Bank Neo Commerce Tbk's E10 of Rp-22.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Neo Commerce Tbk and its competitors. PT Bank Neo Commerce Tbk's current E10 is Rp-22.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Neo Commerce Tbk stock overvalued right now?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a current E10 of Rp-22.31. The current E10 is Rp-22.31. PT Bank Neo Commerce Tbk's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Neo Commerce Tbk (ISX:BBYB), the current E10 is Rp-22.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Bank Neo Commerce Tbk Business Description

Address Jalan Jend Sudirman Kav. 52-53, Treasury Tower, 60th Floor, District 8, Area Lot 28, Senayan, Kebayoran Baru, Jakarta, IDN, 12190
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
56GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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