PT Bank Neo Commerce Tbk (ISX:BBYB) FCF Yield %: 88.92 (As of Jul. 07, 2026)


ISX:BBYB PT Bank Neo Commerce Tbk ISX:BBYB
79 GF Score
Price Rp222.00
GF Value Rp218.80
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank Neo Commerce Tbk FCF Yield %?

PT Bank Neo Commerce Tbk ISX:BBYB +3.74% 79 FCF Yield % is 88.92 as of Jul. 07, 2026. GuruFocus rates ISX:BBYB with a GF Score™ of 79/100 and a GF Value™ of Rp218.80 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, PT Bank Neo Commerce Tbk ranks better than 93.35% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Neo Commerce Tbk's Trailing 12-Month Free Cash Flow is Rp2,635,421 Mil, and Market Cap is Rp2,963,807 Mil. Therefore, PT Bank Neo Commerce Tbk's FCF Yield % for today is 88.92%.

The historical rank and industry rank for PT Bank Neo Commerce Tbk's FCF Yield % or its related term are showing as below:

ISX:BBYB' s FCF Yield % Range Over the Past 10 Years
Min: -110.71   Med: -0.83   Max: 116.11
Current: 88.92


During the past 13 years, the highest FCF Yield % of PT Bank Neo Commerce Tbk was 116.11%. The lowest was -110.71%. And the median was -0.83%.

ISX:BBYB's FCF Yield % is ranked better than
93.35% of 1504 companies
in the Banks industry
Industry Median: 8.06 vs ISX:BBYB: 88.92

PT Bank Neo Commerce Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -86.44%.


PT Bank Neo Commerce Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Neo Commerce Tbk FCF Yield % Related Terms


PT Bank Neo Commerce Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Neo Commerce Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Neo Commerce Tbk FCF Yield % Chart

PT Bank Neo Commerce Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 37.23 -43.02 3.23 67.73

PT Bank Neo Commerce Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 197.61 -36.11 119.12 129.62 -52.19

PT Bank Neo Commerce Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Neo Commerce Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Neo Commerce Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Neo Commerce Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Neo Commerce Tbk's FCF Yield % falls into.


ISX:BBYB
79GF Score
PT Bank Neo Commerce Tbk ISX:BBYB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Neo Commerce Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Neo Commerce Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=4340185 / 6408231.36
=67.73%

PT Bank Neo Commerce Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-491174 * 4 / 3764835.924
=-52.19%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 88.92 mean?
PT Bank Neo Commerce Tbk (ISX:BBYB) has a FCF Yield % of 88.92 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Neo Commerce Tbk and its competitors. According to the industry distribution chart, PT Bank Neo Commerce Tbk ranks #100 out of 1504 companies in the Banks industry, placing it in the top 6.6%.
Is PT Bank Neo Commerce Tbk's FCF Yield % too high?
PT Bank Neo Commerce Tbk's current FCF Yield % is 88.92. The Banks industry median FCF Yield % is 8.06. PT Bank Neo Commerce Tbk's value of 88.92 is 1003.2% above this industry median. Based on the distribution chart, PT Bank Neo Commerce Tbk ranks #100 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Neo Commerce Tbk has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Neo Commerce Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Neo Commerce Tbk ranks #100 out of 1504 companies for FCF Yield %. This places PT Bank Neo Commerce Tbk in the top 7% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.06. PT Bank Neo Commerce Tbk's value of 88.92 is 1003.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Neo Commerce Tbk's current FCF Yield % of 88.92 is 1003.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Neo Commerce Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Neo Commerce Tbk's current FCF Yield % is 88.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Neo Commerce Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Neo Commerce Tbk (ISX:BBYB) is currently considered Fairly Valued. The stock's GF Value™ is Rp218.80, compared to a current price of Rp222.00 — trading 1.5% above its estimated fair value. The current FCF Yield % is 88.92 and 1003.2% above the Banks industry median of 8.06. PT Bank Neo Commerce Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Neo Commerce Tbk (ISX:BBYB), the current FCF Yield % is 88.92 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Neo Commerce Tbk (ISX:BBYB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Neo Commerce Tbk stock appears to be overvalued. The current stock price of Rp222.00 is trading 1.5% above its estimated GF Value™ of Rp218.80. GuruFocus considers PT Bank Neo Commerce Tbk to be Fairly Valued.

Key valuation signals for ISX:BBYB:

  • FCF Yield %: 88.92
  • GF Value™: Rp218.80 vs. price of Rp222.00 (1.5% above fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 1003.2% above the Banks median (#100 of 1504)

No single metric tells the full story. See the ISX:BBYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Neo Commerce Tbk Business Description

Address Jalan Jend Sudirman Kav. 52-53, Treasury Tower, 60th Floor, District 8, Area Lot 28, Senayan, Kebayoran Baru, Jakarta, IDN, 12190
PT Bank Neo Commerce Tbk operates as a commercial bank. The company's products and services include current accounts, savings accounts, time deposits, and deposit on-call products and loans, such as pension, channeling, multi-purpose, vehicle, mortgage, personal, working capital, and investment loans. It offers various commercial banking products and services to individuals, corporates, and medium-sized businesses in Indonesia.
79GF Score

Get the complete analysis for ISX:BBYB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp222.00
Price
Rp218.80
GF Value