IGI Holdings (KAR:IGIHL) Cyclically Adjusted FCF per Share: ₨ (As of Jun. 2026)

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KAR:IGIHL IGI Holdings Ltd KAR:IGIHL
68 GF Score
Price ₨242.55
GF Value ₨202.98
Valuation Modestly Overvalued
! 2 Warning Signs
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What is IGI Holdings Cyclically Adjusted FCF per Share?

IGI Holdings KAR:IGIHL +1.66% 68 Cyclically Adjusted FCF per Share is ₨ as of Jun. 2026. GuruFocus rates KAR:IGIHL with a GF Score™ of 68/100 and a GF Value™ of ₨202.98 (Modestly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

IGI Holdings's adjusted free cash flow per share for the three months ended in Jun. 2026 was ₨-12.919. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, IGI Holdings's average Cyclically Adjusted FCF Growth Rate was -2428.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 16.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of IGI Holdings was 22.40% per year. The lowest was 16.00% per year. And the median was 19.20% per year.

As of today (2026-09-22), IGI Holdings's current stock price is ₨242.55. IGI Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was . IGI Holdings's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of IGI Holdings was 879.92. The lowest was 381.42. And the median was 553.33.


IGI Holdings  (KAR:IGIHL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of IGI Holdings was 879.92. The lowest was 381.42. And the median was 553.33.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


IGI Holdings Cyclically Adjusted FCF per Share Related Terms


IGI Holdings Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for IGI Holdings's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IGI Holdings Cyclically Adjusted FCF per Share Chart

IGI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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IGI Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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KAR:IGIHL vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, IGI Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IGI Holdings Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, IGI Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where IGI Holdings's Cyclically Adjusted Price-to-FCF falls into.


KAR:IGIHL
68GF Score
IGI Holdings Ltd KAR:IGIHL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IGI Holdings Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IGI Holdings's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-12.919/333.9520*333.9520
=-12.919

Current CPI (Jun. 2026) = 333.9520.

IGI Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 7.343 241.428 10.157
201612 10.825 241.432 14.973
201703 6.259 243.801 8.573
201706 7.410 244.955 10.102
201709 6.690 246.819 9.052
201712 -5.713 246.524 -7.739
201803 2.232 249.554 2.987
201806 3.577 251.989 4.740
201809 -5.537 252.439 -7.325
201812 -14.229 251.233 -18.914
201903 1.600 254.202 2.102
201906 0.700 256.143 0.913
201909 -1.684 256.759 -2.190
201912 -15.070 256.974 -19.584
202003 -2.428 258.115 -3.141
202006 1.139 257.797 1.475
202009 -0.223 260.280 -0.286
202012 -12.418 260.474 -15.921
202103 7.047 264.877 8.885
202106 1.694 271.696 2.082
202109 -2.330 274.310 -2.837
202112 -9.962 278.802 -11.933
202203 -7.060 287.504 -8.201
202206 3.912 296.311 4.409
202209 -3.168 296.808 -3.564
202212 -7.035 296.797 -7.916
202303 0.305 301.836 0.337
202306 39.456 305.109 43.186
202309 2.271 307.789 2.464
202312 -3.073 306.746 -3.346
202403 12.281 312.332 13.131
202406 5.518 314.175 5.865
202409 -6.473 315.301 -6.856
202412 55.863 315.605 59.110
202503 26.457 319.799 27.628
202506 21.434 322.561 22.191
202509 13.613 324.800 13.997
202512 -40.576 324.054 -41.815
202603 8.158 330.213 8.250
202606 -12.919 333.952 -12.919

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₨ mean?
IGI Holdings (KAR:IGIHL) has a Cyclically Adjusted FCF per Share of ₨ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on IGI Holdings and its competitors.
Is IGI Holdings' Cyclically Adjusted FCF per Share too high?
IGI Holdings' current Cyclically Adjusted FCF per Share is ₨. Overall, IGI Holdings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' Cyclically Adjusted FCF per Share compare to CB and PGR?
IGI Holdings' Cyclically Adjusted FCF per Share of ₨ can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on IGI Holdings and its competitors. IGI Holdings's current Cyclically Adjusted FCF per Share is ₨. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨202.98, compared to a current price of ₨242.55 — trading 19.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ₨. IGI Holdings' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current Cyclically Adjusted FCF per Share is ₨ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?

Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued. The current stock price of ₨242.55 is trading 19.5% above its estimated GF Value™ of ₨202.98. GuruFocus considers IGI Holdings to be Modestly Overvalued.

Key valuation signals for KAR:IGIHL:

  • Cyclically Adjusted FCF per Share:
  • GF Value™: ₨202.98 vs. price of ₨242.55 (19.5% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IGI Holdings Business Description

Address The Forum, Suite 701-713, G-20, Block 9, 7th Floor, Khayaban-e-Jami, Clifton, Karachi, PAK, 75600
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
68GF Score

Get the complete analysis for KAR:IGIHL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨242.55
Price
₨202.98
GF Value