IGI Holdings (KAR:IGIHL) OCF Margin %: 19.66% (As of Mar. 2026)

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KAR:IGIHL IGI Holdings Ltd KAR:IGIHL
69 GF Score
Price ₨278.54
GF Value ₨192.45
Valuation Significantly Overvalued
! 2 Warning Signs
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What is IGI Holdings OCF Margin %?

IGI Holdings KAR:IGIHL +0.92% 69 OCF Margin % is 19.66% as of Mar. 2026. GuruFocus rates KAR:IGIHL with a GF Score™ of 69/100 and a GF Value™ of ₨192.45 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, IGI Holdings ranks worse than 92.61% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. IGI Holdings's Cash Flow from Operations for the three months ended in Mar. 2026 was ₨950 Mil. IGI Holdings's Revenue for the three months ended in Mar. 2026 was ₨4,830 Mil. Therefore, IGI Holdings's OCF Margin % for the quarter that ended in Mar. 2026 was 19.66%.

As of today, IGI Holdings's current OCF Yield % is -10.03%.

The historical rank and industry rank for IGI Holdings's OCF Margin % or its related term are showing as below:

KAR:IGIHL' s OCF Margin % Range Over the Past 10 Years
Min: -24.17   Med: -9.51   Max: 21.57
Current: -14.87


During the past 13 years, the highest OCF Margin % of IGI Holdings was 21.57%. The lowest was -24.17%. And the median was -9.51%.

KAR:IGIHL's OCF Margin % is ranked worse than
92.61% of 501 companies
in the Insurance industry
Industry Median: 11.33 vs KAR:IGIHL: -14.87


IGI Holdings OCF Margin % Related Terms


IGI Holdings OCF Margin % Historical Data

* Premium members only.

The historical data trend for IGI Holdings's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IGI Holdings OCF Margin % Chart

IGI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.87 -21.46 21.18 15.38 -7.15

IGI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.07 52.97 4.48 -135.19 19.66

KAR:IGIHL vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, IGI Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IGI Holdings OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, IGI Holdings's OCF Margin % distribution charts can be found below:

* The bar in red indicates where IGI Holdings's OCF Margin % falls into.


KAR:IGIHL
69GF Score
IGI Holdings Ltd KAR:IGIHL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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IGI Holdings OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

IGI Holdings's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1955.024/27350.375
=-7.15 %

IGI Holdings's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=949.683/4829.63
=19.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 19.66% mean?
IGI Holdings (KAR:IGIHL) has a OCF Margin % of 19.66% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IGI Holdings and its competitors. According to the industry distribution chart, IGI Holdings ranks #464 out of 501 companies in the Insurance industry, placing it in the top 92.6%.
Is IGI Holdings' OCF Margin % too high?
IGI Holdings' current OCF Margin % is 19.66%. The Insurance industry median OCF Margin % is 11.33. IGI Holdings' value of 19.66% is 73.5% above this industry median. Based on the distribution chart, IGI Holdings ranks #464 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, IGI Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, IGI Holdings ranks #464 out of 501 companies for OCF Margin %. This places IGI Holdings in the lower half of its industry. The industry median OCF Margin % is 11.33. IGI Holdings' value of 19.66% is 73.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.33, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IGI Holdings's current OCF Margin % of 19.66% is 73.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IGI Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 11.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IGI Holdings's current OCF Margin % is 19.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨192.45, compared to a current price of ₨278.54 — trading 44.7% above its estimated fair value. The current OCF Margin % is 19.66% and 73.5% above the Insurance industry median of 11.33. IGI Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current OCF Margin % is 19.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?

Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued. The current stock price of ₨278.54 is trading 44.7% above its estimated GF Value™ of ₨192.45. GuruFocus considers IGI Holdings to be Significantly Overvalued.

Key valuation signals for KAR:IGIHL:

  • OCF Margin %: 19.66%
  • GF Value™: ₨192.45 vs. price of ₨278.54 (44.7% above fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 73.5% above the Insurance median (#464 of 501)

No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IGI Holdings Business Description

Address The Forum, Suite 701-713, G-20, Block 9, 7th Floor, Khayaban-e-Jami, Clifton, Karachi, PAK, 75600
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
69GF Score

Get the complete analysis for KAR:IGIHL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨278.54
Price
₨192.45
GF Value