IGI Holdings (KAR:IGIHL) 5-Year Yield-on-Cost %: 5.19 (As of Sep. 21, 2026) — Near Median

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KAR:IGIHL IGI Holdings Ltd KAR:IGIHL
68 GF Score
Price ₨241.85
GF Value ₨202.88
Valuation Modestly Overvalued
! 2 Warning Signs
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What is IGI Holdings 5-Year Yield-on-Cost %?

IGI Holdings KAR:IGIHL +1.66% 68 5-Year Yield-on-Cost % is 5.19 as of Sep. 21, 2026, which is 7% below its 10-year median of 5.56. GuruFocus rates KAR:IGIHL with a GF Score™ of 68/100 and a GF Value™ of ₨202.88 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 421 Insurance companies, IGI Holdings ranks better than 63.9% on this metric.

IGI Holdings's yield on cost for the quarter that ended in Jun. 2026 was 5.19.


The historical rank and industry rank for IGI Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:

KAR:IGIHL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.52   Med: 5.56   Max: 10.88
Current: 5.19


During the past 13 years, IGI Holdings's highest Yield on Cost was 10.88. The lowest was 1.52. And the median was 5.56.


KAR:IGIHL's 5-Year Yield-on-Cost % is ranked better than
63.9% of 421 companies
in the Insurance industry
Industry Median: 3.87 vs KAR:IGIHL: 5.19

IGI Holdings  (KAR:IGIHL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


IGI Holdings 5-Year Yield-on-Cost % Related Terms


KAR:IGIHL vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison

For the Insurance - Property & Casualty subindustry, IGI Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IGI Holdings 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, IGI Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where IGI Holdings's 5-Year Yield-on-Cost % falls into.


KAR:IGIHL
68GF Score
IGI Holdings Ltd KAR:IGIHL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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IGI Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of IGI Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 5.19 mean?
IGI Holdings (KAR:IGIHL) has a 5-Year Yield-on-Cost % of 5.19 as of Sep. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IGI Holdings and its competitors. This is near median its historical median of 5.56. Over the past decade, IGI Holdings' 5-Year Yield-on-Cost % has ranged from 1.52 to 10.88. According to the industry distribution chart, IGI Holdings ranks #152 out of 421 companies in the Insurance industry, placing it in the top 36.1%.
Is IGI Holdings' 5-Year Yield-on-Cost % too high?
IGI Holdings' current 5-Year Yield-on-Cost % of 5.19 is near median its 10-year median of 5.56. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 10.88. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. IGI Holdings' value of 5.19 is 34.1% above this industry median. Based on the distribution chart, IGI Holdings ranks #152 out of 421 companies in the Insurance industry, which is above the industry midpoint. Overall, IGI Holdings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, IGI Holdings ranks #152 out of 421 companies for 5-Year Yield-on-Cost %. This puts IGI Holdings in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. IGI Holdings' value of 5.19 is 34.1% above this benchmark. Historically, IGI Holdings' own 5-Year Yield-on-Cost % has ranged from 1.52 to 10.88 over the past decade. While the company's 10-year median is 5.56 vs. the industry median of 3.87, IGI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IGI Holdings's current 5-Year Yield-on-Cost % of 5.19 is 34.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IGI Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IGI Holdings's current 5-Year Yield-on-Cost % is 5.19, which is near median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨202.88, compared to a current price of ₨241.85 — trading 19.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.19, which is near median its 10-year median of 5.56 and 34.1% above the Insurance industry median of 3.87. IGI Holdings' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current 5-Year Yield-on-Cost % is 5.19 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?

Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued. The current stock price of ₨241.85 is trading 19.2% above its estimated GF Value™ of ₨202.88. GuruFocus considers IGI Holdings to be Modestly Overvalued.

Key valuation signals for KAR:IGIHL:

  • 5-Year Yield-on-Cost %: 5.19 (near median its 10-year median of 5.56)
  • GF Value™: ₨202.88 vs. price of ₨241.85 (19.2% above fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 34.1% above the Insurance median (#152 of 421)

No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IGI Holdings Business Description

Address The Forum, Suite 701-713, G-20, Block 9, 7th Floor, Khayaban-e-Jami, Clifton, Karachi, PAK, 75600
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
68GF Score

Get the complete analysis for KAR:IGIHL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨241.85
Price
₨202.88
GF Value