IGI Holdings (KAR:IGIHL) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

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KAR:IGIHL IGI Holdings Ltd KAR:IGIHL
69 GF Score
Price ₨278.54
GF Value ₨192.45
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is IGI Holdings LT-Debt-to-Total-Asset?

IGI Holdings KAR:IGIHL +0.92% 69 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates KAR:IGIHL with a GF Score™ of 69/100 and a GF Value™ of ₨192.45 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. IGI Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

IGI Holdings's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.00). It may suggest that IGI Holdings is progressively becoming more dependent on debt to grow their business.


IGI Holdings  (KAR:IGIHL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


IGI Holdings LT-Debt-to-Total-Asset Related Terms


IGI Holdings LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for IGI Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IGI Holdings LT-Debt-to-Total-Asset Chart

IGI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

IGI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
KAR:IGIHL
69GF Score
IGI Holdings Ltd KAR:IGIHL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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IGI Holdings LT-Debt-to-Total-Asset Calculation

IGI Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=75.46/148504.704
=0.00

IGI Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=101.358/147438.177
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
IGI Holdings (KAR:IGIHL) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on IGI Holdings and its competitors.
Is IGI Holdings' LT-Debt-to-Total-Asset too high?
IGI Holdings' current LT-Debt-to-Total-Asset is 0.00. Overall, IGI Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' LT-Debt-to-Total-Asset compare to CB and PGR?
IGI Holdings' LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on IGI Holdings and its competitors. IGI Holdings's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨192.45, compared to a current price of ₨278.54 — trading 44.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. IGI Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?

Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued. The current stock price of ₨278.54 is trading 44.7% above its estimated GF Value™ of ₨192.45. GuruFocus considers IGI Holdings to be Significantly Overvalued.

Key valuation signals for KAR:IGIHL:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₨192.45 vs. price of ₨278.54 (44.7% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IGI Holdings Business Description

Address The Forum, Suite 701-713, G-20, Block 9, 7th Floor, Khayaban-e-Jami, Clifton, Karachi, PAK, 75600
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
69GF Score

Get the complete analysis for KAR:IGIHL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨278.54
Price
₨192.45
GF Value