Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
IGI Holdings does not have enough data to calculate 10-Year ROIIC %.
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
IGI Holdings 10-Year ROIIC % Related Terms
IGI Holdings 10-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for IGI Holdings's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:IGIHL vs CB, PGR, TRV: 10-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, IGI Holdings's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IGI Holdings 10-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, IGI Holdings's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where IGI Holdings's 10-Year ROIIC % falls into.
IGI Holdings's 10-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( (Dec. 2025) - (Dec. 2015) )
/
( (Dec. 2025) - (Dec. 2015) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
IGI Holdings (KAR:IGIHL) has a 10-Year ROIIC % of 3.29 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on IGI Holdings and its competitors. According to the industry distribution chart, IGI Holdings ranks #130 out of 265 companies in the Insurance industry, placing it in the top 49.1%.
Is IGI Holdings' 10-Year ROIIC % too high?
IGI Holdings' current 10-Year ROIIC % is 3.29. The Insurance industry median 10-Year ROIIC % is 3.09. IGI Holdings' value of 3.29 is 6.5% above this industry median. Based on the distribution chart, IGI Holdings ranks #130 out of 265 companies in the Insurance industry, which is above the industry midpoint. Overall, IGI Holdings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' 10-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, IGI Holdings ranks #130 out of 265 companies for 10-Year ROIIC %. This puts IGI Holdings in the upper half of its industry. The industry median 10-Year ROIIC % is 3.09. IGI Holdings' value of 3.29 is 6.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for an Insurance company?
The median 10-Year ROIIC % among Insurance companies is 3.09, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IGI Holdings's current 10-Year ROIIC % of 3.29 is 6.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on IGI Holdings and its competitors. For the Insurance industry, the median 10-Year ROIIC % is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IGI Holdings's current 10-Year ROIIC % is 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨202.88, compared to a current price of ₨241.85 — trading 19.2% above its estimated fair value. The current 10-Year ROIIC % is 3.29 and 6.5% above the Insurance industry median of 3.09. IGI Holdings' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current 10-Year ROIIC % is 3.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?
Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued.
The current stock price of ₨241.85 is trading 19.2% above its estimated GF Value™ of ₨202.88.
GuruFocus considers IGI Holdings to be Modestly Overvalued.
Key valuation signals for KAR:IGIHL:
10-Year ROIIC %: 3.29
GF Value™: ₨202.88 vs. price of ₨241.85 (19.2% above fair value)
Industry Position: 6.5% above the Insurance median (#130 of 265)
No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
68GF Score
Get the complete analysis for KAR:IGIHL
10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:IGIHL has been successfully added to your 
