LARK (Landmark Bancorp) Cyclically Adjusted FCF per Share: $3.23 (As of Mar. 2026)

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LARK Landmark Bancorp Inc LARK
60 GF Score
Price $30.30
GF Value $26.86
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Landmark Bancorp Cyclically Adjusted FCF per Share?

Landmark Bancorp LARK -0.66% 60 Cyclically Adjusted FCF per Share is $3.23 as of Mar. 2026. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.86 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Landmark Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was $1.092. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $3.23 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Landmark Bancorp's average Cyclically Adjusted FCF Growth Rate was 7.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.40% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Landmark Bancorp was 85.70% per year. The lowest was -42.50% per year. And the median was 8.35% per year.

As of today (2026-07-14), Landmark Bancorp's current stock price is $30.30. Landmark Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $3.23. Landmark Bancorp's Cyclically Adjusted Price-to-FCF of today is 9.38.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Landmark Bancorp was 15.02. The lowest was 5.53. And the median was 9.77.


Landmark Bancorp  (NAS:LARK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Landmark Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=30.30/3.23
=9.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Landmark Bancorp was 15.02. The lowest was 5.53. And the median was 9.77.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Landmark Bancorp Cyclically Adjusted FCF per Share Related Terms


Landmark Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Landmark Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Landmark Bancorp Cyclically Adjusted FCF per Share Chart

Landmark Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 2.69 2.69 2.80 3.09

Landmark Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 3.10 2.97 3.09 3.23

LARK vs SABK, RBKB, CSBB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Landmark Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Landmark Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Landmark Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Landmark Bancorp's Cyclically Adjusted Price-to-FCF falls into.


LARK
60GF Score
Landmark Bancorp Inc LARK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Landmark Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Landmark Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.092/330.2130*330.2130
=1.092

Current CPI (Mar. 2026) = 330.2130.

Landmark Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.994 241.018 1.362
201609 1.288 241.428 1.762
201612 0.618 241.432 0.845
201703 -0.083 243.801 -0.112
201706 0.128 244.955 0.173
201709 -0.543 246.819 -0.726
201712 0.755 246.524 1.011
201803 0.431 249.554 0.570
201806 -0.050 251.989 -0.066
201809 1.226 252.439 1.604
201812 1.626 251.233 2.137
201903 -0.206 254.202 -0.268
201906 -0.759 256.143 -0.978
201909 0.637 256.759 0.819
201912 1.635 256.974 2.101
202003 0.750 258.115 0.959
202006 -1.208 257.797 -1.547
202009 1.462 260.280 1.855
202012 1.368 260.474 1.734
202103 1.125 264.877 1.402
202106 1.236 271.696 1.502
202109 1.809 274.310 2.178
202112 0.733 278.802 0.868
202203 0.360 287.504 0.413
202206 0.476 296.311 0.530
202209 1.442 296.808 1.604
202212 1.664 296.797 1.851
202303 0.534 301.836 0.584
202306 0.280 305.109 0.303
202309 0.981 307.789 1.052
202312 0.126 306.746 0.136
202403 0.256 312.332 0.271
202406 0.623 314.175 0.655
202409 1.289 315.301 1.350
202412 -0.197 315.605 -0.206
202503 1.305 319.799 1.347
202506 0.058 322.561 0.059
202509 1.644 324.800 1.671
202512 0.432 324.054 0.440
202603 1.092 330.213 1.092

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $3.23 mean?
Landmark Bancorp (LARK) has a Cyclically Adjusted FCF per Share of $3.23 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Landmark Bancorp and its competitors.
Is Landmark Bancorp's Cyclically Adjusted FCF per Share too high?
Landmark Bancorp's current Cyclically Adjusted FCF per Share is $3.23. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's Cyclically Adjusted FCF per Share compare to SABK and RBKB?
Landmark Bancorp's Cyclically Adjusted FCF per Share of $3.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Landmark Bancorp and its competitors. Landmark Bancorp's current Cyclically Adjusted FCF per Share is $3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.86, compared to a current price of $30.30 — trading 12.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $3.23. Landmark Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current Cyclically Adjusted FCF per Share is $3.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Landmark Bancorp (LARK) Overvalued in 2026?

Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued. The current stock price of $30.30 is trading 12.8% above its estimated GF Value™ of $26.86. GuruFocus considers Landmark Bancorp to be Modestly Overvalued.

Key valuation signals for LARK:

  • Cyclically Adjusted FCF per Share: $3.23
  • GF Value™: $26.86 vs. price of $30.30 (12.8% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Landmark Bancorp Business Description

Address 701 Poyntz Avenue, Manhattan, KS, USA, 66502
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
60GF Score

Get the complete analysis for LARK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.30
Price
$26.86
GF Value