LARK (Landmark Bancorp) FCF Margin %: 35.69% (As of Mar. 2026) — 36% Above Median


LARK Landmark Bancorp Inc LARK
60 GF Score
Price $30.20
GF Value $26.72
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Landmark Bancorp FCF Margin %?

Landmark Bancorp LARK +0.75% 60 FCF Margin % is 35.69% as of Mar. 2026, which is 36% above its 10-year median of 26.21. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.72 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Landmark Bancorp ranks better than 51.16% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Landmark Bancorp's Free Cash Flow for the three months ended in Mar. 2026 was $6.71 Mil. Landmark Bancorp's Revenue for the three months ended in Mar. 2026 was $18.79 Mil. Therefore, Landmark Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 35.69%.

As of today, Landmark Bancorp's current FCF Yield % is 10.73%.

The historical rank and industry rank for Landmark Bancorp's FCF Margin % or its related term are showing as below:

LARK' s FCF Margin % Range Over the Past 10 Years
Min: 4.82   Med: 26.21   Max: 49.25
Current: 27.1


During the past 13 years, the highest FCF Margin % of Landmark Bancorp was 49.25%. The lowest was 4.82%. And the median was 26.21%.

LARK's FCF Margin % is ranked better than
51.16% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs LARK: 27.10


Landmark Bancorp FCF Margin % Related Terms


Landmark Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Landmark Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Landmark Bancorp FCF Margin % Chart

Landmark Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.25 45.46 20.54 19.71 29.77

Landmark Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.36 2.05 55.39 14.16 35.69

LARK vs LYBC, CSBB, BMBN: FCF Margin % Comparison

For the Banks - Regional subindustry, Landmark Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Landmark Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Landmark Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Landmark Bancorp's FCF Margin % falls into.


LARK
60GF Score
Landmark Bancorp Inc LARK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Landmark Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Landmark Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=21.029/70.636
=29.77 %

Landmark Bancorp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=6.706/18.787
=35.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 35.69% mean?
Landmark Bancorp (LARK) has a FCF Margin % of 35.69% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Landmark Bancorp and its competitors. This is 36% above median its historical median of 26.21. Over the past decade, Landmark Bancorp's FCF Margin % has ranged from 4.82 to 49.25. According to the industry distribution chart, Landmark Bancorp ranks #735 out of 1505 companies in the Banks industry, placing it in the top 48.8%.
Is Landmark Bancorp's FCF Margin % too high?
Landmark Bancorp's current FCF Margin % of 35.69% is 36% above median its 10-year median of 26.21. Over the past 10 years, this metric has ranged from a low of 4.82 to a high of 49.25. The Banks industry median FCF Margin % is 26.42. Landmark Bancorp's value of 35.69% is 35.1% above this industry median. Based on the distribution chart, Landmark Bancorp ranks #735 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's FCF Margin % compare to LYBC and CSBB?
According to the Banks industry distribution chart, Landmark Bancorp ranks #735 out of 1505 companies for FCF Margin %. This puts Landmark Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.42. Landmark Bancorp's value of 35.69% is 35.1% above this benchmark. Historically, Landmark Bancorp's own FCF Margin % has ranged from 4.82 to 49.25 over the past decade. While the company's 10-year median is 26.21 vs. the industry median of 26.42, Landmark Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Landmark Bancorp's current FCF Margin % of 35.69% is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Landmark Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Landmark Bancorp's current FCF Margin % is 35.69%, which is 36% above median its own 10-year median of 26.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.72, compared to a current price of $30.20 — trading 13% above its estimated fair value. The current FCF Margin % is 35.69%, which is 36% above median its 10-year median of 26.21 and 35.1% above the Banks industry median of 26.42. Landmark Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current FCF Margin % is 35.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Landmark Bancorp (LARK) Overvalued in 2026?

Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued. The current stock price of $30.20 is trading 13% above its estimated GF Value™ of $26.72. GuruFocus considers Landmark Bancorp to be Modestly Overvalued.

Key valuation signals for LARK:

  • FCF Margin %: 35.69% (36% above median its 10-year median of 26.21)
  • GF Value™: $26.72 vs. price of $30.20 (13% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 35.1% above the Banks median (#735 of 1505)

No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Landmark Bancorp Business Description

Address 701 Poyntz Avenue, Manhattan, KS, USA, 66502
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
60GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.20
Price
$26.72
GF Value