Landmark BancorpLARK +0.75%60 Net Margin % is 26.97% as of Mar. 2026, which is 20% above its 10-year median of 22.51. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.72 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Landmark Bancorp ranks worse than 52% on this metric.
The historical rank and industry rank for Landmark Bancorp's Net Margin % or its related term are showing as below:
LARK'
s Net Margin % Range Over the Past 10 Years
Min: 13.11 Med: 22.51 Max: 30.53
Current: 26.24
LARK's Net Margin % is ranked worse than 52% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LARK: 26.24
Landmark Bancorp (NAS:LARK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Landmark Bancorp Net Margin % Related Terms
Landmark Bancorp Net Margin % Historical Data
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The historical data trend for Landmark Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Landmark Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Landmark Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Landmark Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Landmark Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Landmark Bancorp (LARK) has a Net Margin % of 26.97% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Landmark Bancorp and its competitors. This is 20% above median its historical median of 22.51. Over the past decade, Landmark Bancorp's Net Margin % has ranged from 13.11 to 30.53. According to the industry distribution chart, Landmark Bancorp ranks #794 out of 1527 companies in the Banks industry, placing it in the top 52%.
Is Landmark Bancorp's Net Margin % too high?
Landmark Bancorp's current Net Margin % of 26.97% is 20% above median its 10-year median of 22.51. Over the past 10 years, this metric has ranged from a low of 13.11 to a high of 30.53. The Banks industry median Net Margin % is 26.95. Landmark Bancorp's value of 26.97% is 0.1% above this industry median. Based on the distribution chart, Landmark Bancorp ranks #794 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's Net Margin % compare to LYBC and CSBB?
According to the Banks industry distribution chart, Landmark Bancorp ranks #794 out of 1527 companies for Net Margin %. This places Landmark Bancorp in the lower half of its industry. The industry median Net Margin % is 26.95. Landmark Bancorp's value of 26.97% is 0.1% above this benchmark. Historically, Landmark Bancorp's own Net Margin % has ranged from 13.11 to 30.53 over the past decade. While the company's 10-year median is 22.51 vs. the industry median of 26.95, Landmark Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Landmark Bancorp's current Net Margin % of 26.97% is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Landmark Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Landmark Bancorp's current Net Margin % is 26.97%, which is 20% above median its own 10-year median of 22.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.72, compared to a current price of $30.20 — trading 13% above its estimated fair value. The current Net Margin % is 26.97%, which is 20% above median its 10-year median of 22.51 and 0.1% above the Banks industry median of 26.95. Landmark Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current Net Margin % is 26.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Landmark Bancorp (LARK) Overvalued in 2026?
Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued.
The current stock price of $30.20 is trading 13% above its estimated GF Value™ of $26.72.
GuruFocus considers Landmark Bancorp to be Modestly Overvalued.
Key valuation signals for LARK:
Net Margin %: 26.97% (20% above median its 10-year median of 22.51)
GF Value™: $26.72 vs. price of $30.20 (13% above fair value)
Industry Position: 0.1% above the Banks median (#794 of 1527)
No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
60GF Score
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