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Landmark BancorpLARK -0.23%60 5-Year Yield-on-Cost % is 3.57 as of Jul. 23, 2026, which is 12% below its 10-year median of 4.04. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.93 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Landmark Bancorp ranks worse than 55.16% on this metric.
Landmark Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 3.57.
The historical rank and industry rank for Landmark Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
LARK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.13 Med: 4.04 Max: 6.38
Current: 3.57
During the past 13 years, Landmark Bancorp's highest Yield on Cost was 6.38. The lowest was 3.13. And the median was 4.04.
LARK's 5-Year Yield-on-Cost % is ranked worse than 55.16% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs LARK: 3.57
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Landmark Bancorp 5-Year Yield-on-Cost % Related Terms
LARK vs SABK, RBKB, CSBB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Landmark Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Landmark Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Landmark Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Landmark Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Landmark Bancorp (LARK) has a 5-Year Yield-on-Cost % of 3.57 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Landmark Bancorp and its competitors. This is 12% below median its historical median of 4.04. Over the past decade, Landmark Bancorp's 5-Year Yield-on-Cost % has ranged from 3.13 to 6.38. According to the industry distribution chart, Landmark Bancorp ranks #690 out of 1251 companies in the Banks industry, placing it in the top 55.2%.
Is Landmark Bancorp's 5-Year Yield-on-Cost % too high?
Landmark Bancorp's current 5-Year Yield-on-Cost % of 3.57 is 12% below median its 10-year median of 4.04. Over the past 10 years, this metric has ranged from a low of 3.13 to a high of 6.38. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Landmark Bancorp's value of 3.57 is 8% below this industry median. Based on the distribution chart, Landmark Bancorp ranks #690 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's 5-Year Yield-on-Cost % compare to SABK and RBKB?
According to the Banks industry distribution chart, Landmark Bancorp ranks #690 out of 1251 companies for 5-Year Yield-on-Cost %. This places Landmark Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Landmark Bancorp's value of 3.57 is 8% below this benchmark. Historically, Landmark Bancorp's own 5-Year Yield-on-Cost % has ranged from 3.13 to 6.38 over the past decade. While the company's 10-year median is 4.04 vs. the industry median of 3.88, Landmark Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Landmark Bancorp's current 5-Year Yield-on-Cost % of 3.57 is 8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Landmark Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Landmark Bancorp's current 5-Year Yield-on-Cost % is 3.57, which is 12% below median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.93, compared to a current price of $30.94 — trading 14.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.57, which is 12% below median its 10-year median of 4.04 and 8% below the Banks industry median of 3.88. Landmark Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current 5-Year Yield-on-Cost % is 3.57 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Landmark Bancorp (LARK) Overvalued in 2026?
Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued.
The current stock price of $30.94 is trading 14.9% above its estimated GF Value™ of $26.93.
GuruFocus considers Landmark Bancorp to be Modestly Overvalued.
Key valuation signals for LARK:
5-Year Yield-on-Cost %: 3.57 (12% below median its 10-year median of 4.04)
GF Value™: $26.93 vs. price of $30.94 (14.9% above fair value)
Industry Position: 8% below the Banks median (#690 of 1251)
No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
60GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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