Landmark BancorpLARK -0.42%60 Return-on-Tangible-Equity is 16.39% as of Mar. 2026, which is 10% above its 10-year median of 14.91. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.82 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,522 Banks companies, Landmark Bancorp ranks better than 80.29% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Landmark Bancorp's annualized net income for the quarter that ended in Mar. 2026 was $20.26 Mil. Landmark Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $123.61 Mil. Therefore, Landmark Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.39%.
The historical rank and industry rank for Landmark Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
LARK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.73 Med: 14.91 Max: 20.15
Current: 16.48
During the past 13 years, Landmark Bancorp's highest Return-on-Tangible-Equity was 20.15%. The lowest was 6.73%. And the median was 14.91%.
LARK's Return-on-Tangible-Equity is ranked better than 80.29% of 1522
companies
in the Banks industry
Industry Median: 11.19
vs LARK: 16.48
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Landmark Bancorp Return-on-Tangible-Equity Related Terms
Landmark Bancorp Return-on-Tangible-Equity Historical Data
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The historical data trend for Landmark Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LARK vs SABK, RBKB, CSBB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Landmark Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Landmark Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Landmark Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Landmark Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.39% mean?
Landmark Bancorp (LARK) has a Return-on-Tangible-Equity of 16.39% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Landmark Bancorp and its competitors. This is 10% above median its historical median of 14.91. Over the past decade, Landmark Bancorp's Return-on-Tangible-Equity has ranged from 6.73 to 20.15. According to the industry distribution chart, Landmark Bancorp ranks #300 out of 1522 companies in the Banks industry, placing it in the top 19.7%.
Is Landmark Bancorp's Return-on-Tangible-Equity too high?
Landmark Bancorp's current Return-on-Tangible-Equity of 16.39% is 10% above median its 10-year median of 14.91. Over the past 10 years, this metric has ranged from a low of 6.73 to a high of 20.15. The Banks industry median Return-on-Tangible-Equity is 11.19. Landmark Bancorp's value of 16.39% is 46.5% above this industry median. Based on the distribution chart, Landmark Bancorp ranks #300 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's Return-on-Tangible-Equity compare to SABK and RBKB?
According to the Banks industry distribution chart, Landmark Bancorp ranks #300 out of 1522 companies for Return-on-Tangible-Equity. This places Landmark Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.19. Landmark Bancorp's value of 16.39% is 46.5% above this benchmark. Historically, Landmark Bancorp's own Return-on-Tangible-Equity has ranged from 6.73 to 20.15 over the past decade. While the company's 10-year median is 14.91 vs. the industry median of 11.19, Landmark Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Landmark Bancorp's current Return-on-Tangible-Equity of 16.39% is 46.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Landmark Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Landmark Bancorp's current Return-on-Tangible-Equity is 16.39%, which is 10% above median its own 10-year median of 14.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.82, compared to a current price of $30.25 — trading 12.8% above its estimated fair value. The current Return-on-Tangible-Equity is 16.39%, which is 10% above median its 10-year median of 14.91 and 46.5% above the Banks industry median of 11.19. Landmark Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current Return-on-Tangible-Equity is 16.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Landmark Bancorp (LARK) Overvalued in 2026?
Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued.
The current stock price of $30.25 is trading 12.8% above its estimated GF Value™ of $26.82.
GuruFocus considers Landmark Bancorp to be Modestly Overvalued.
Key valuation signals for LARK:
Return-on-Tangible-Equity: 16.39% (10% above median its 10-year median of 14.91)
GF Value™: $26.82 vs. price of $30.25 (12.8% above fair value)
Industry Position: 46.5% above the Banks median (#300 of 1522)
No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
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