LARK (Landmark Bancorp) E10: $2.48 (As of Mar. 2026)


LARK Landmark Bancorp Inc LARK
60 GF Score
Price $30.20
GF Value $26.73
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Landmark Bancorp E10?

Landmark Bancorp LARK +0.75% 60 E10 is $2.48 as of Mar. 2026. GuruFocus rates LARK with a GF Score™ of 60/100 and a GF Value™ of $26.73 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Landmark Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.830. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.48 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Landmark Bancorp's average E10 Growth Rate was 6.40% per year. During the past 3 years, the average E10 Growth Rate was 5.90% per year. During the past 5 years, the average E10 Growth Rate was 8.20% per year. During the past 10 years, the average E10 Growth Rate was 10.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Landmark Bancorp was 18.00% per year. The lowest was 1.90% per year. And the median was 6.40% per year.

As of today (2026-06-25), Landmark Bancorp's current stock price is $30.20. Landmark Bancorp's E10 for the quarter that ended in Mar. 2026 was $2.48. Landmark Bancorp's Shiller PE Ratio of today is 12.18.

During the past 13 years, the highest Shiller PE Ratio of Landmark Bancorp was 19.80. The lowest was 6.98. And the median was 12.59.


Landmark Bancorp  (NAS:LARK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Landmark Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=30.20/2.48
=12.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Landmark Bancorp was 19.80. The lowest was 6.98. And the median was 12.59.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Landmark Bancorp E10 Related Terms


Landmark Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Landmark Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Landmark Bancorp E10 Chart

Landmark Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.89 2.03 2.19 2.28 2.41

Landmark Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 2.36 2.40 2.41 2.48

LARK vs LYBC, CSBB, BMBN: E10 Comparison

For the Banks - Regional subindustry, Landmark Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Landmark Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Landmark Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Landmark Bancorp's Shiller PE Ratio falls into.


LARK
60GF Score
Landmark Bancorp Inc LARK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Landmark Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Landmark Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.83/330.2130*330.2130
=0.830

Current CPI (Mar. 2026) = 330.2130.

Landmark Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.387 241.018 0.530
201609 0.355 241.428 0.486
201612 0.342 241.432 0.468
201703 0.365 243.801 0.494
201706 0.393 244.955 0.530
201709 -0.440 246.819 -0.589
201712 0.399 246.524 0.534
201803 0.341 249.554 0.451
201806 0.462 251.989 0.605
201809 0.490 252.439 0.641
201812 0.398 251.233 0.523
201903 0.351 254.202 0.456
201906 0.418 256.143 0.539
201909 0.425 256.759 0.547
201912 0.530 256.974 0.681
202003 0.548 258.115 0.701
202006 0.846 257.797 1.084
202009 0.893 260.280 1.133
202012 0.925 260.474 1.173
202103 0.889 264.877 1.108
202106 0.814 271.696 0.989
202109 0.740 274.310 0.891
202112 0.518 278.802 0.614
202203 0.510 287.504 0.586
202206 0.501 296.311 0.558
202209 0.415 296.808 0.462
202212 0.199 296.797 0.221
202303 0.553 301.836 0.605
202306 0.553 305.109 0.599
202309 0.472 307.789 0.506
202312 0.435 306.746 0.468
202403 0.457 312.332 0.483
202406 0.495 314.175 0.520
202409 0.648 315.301 0.679
202412 0.543 315.605 0.568
202503 0.770 319.799 0.795
202506 0.714 322.561 0.731
202509 0.810 324.800 0.823
202512 0.770 324.054 0.785
202603 0.830 330.213 0.830

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $2.48 mean?
Landmark Bancorp (LARK) has a E10 of $2.48 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Landmark Bancorp and its competitors.
Is Landmark Bancorp's E10 too high?
Landmark Bancorp's current E10 is $2.48. Overall, Landmark Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Landmark Bancorp's E10 compare to LYBC and CSBB?
Landmark Bancorp's E10 of $2.48 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Landmark Bancorp and its competitors. Landmark Bancorp's current E10 is $2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Landmark Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Landmark Bancorp (LARK) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.73, compared to a current price of $30.20 — trading 13% above its estimated fair value. The current E10 is $2.48. Landmark Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Landmark Bancorp (LARK), the current E10 is $2.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Landmark Bancorp (LARK) Overvalued in 2026?

Based on GuruFocus' analysis, Landmark Bancorp stock appears to be overvalued. The current stock price of $30.20 is trading 13% above its estimated GF Value™ of $26.73. GuruFocus considers Landmark Bancorp to be Modestly Overvalued.

Key valuation signals for LARK:

  • E10: $2.48
  • GF Value™: $26.73 vs. price of $30.20 (13% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the LARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Landmark Bancorp Business Description

Address 701 Poyntz Avenue, Manhattan, KS, USA, 66502
Landmark Bancorp Inc is the bank holding company for Landmark National Bank, which is dedicated to providing quality financial and banking services. The Bank has continued to focus on increasing its originations of commercial, commercial real estate (CRE), and agricultural loans, which management believes will be more profitable and provide more growth for the Bank than traditional one-to-four-family residential real estate lending. In addition, it also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Its primary deposit gathering and lending markets are geographically diversified with locations in central, eastern, southeast, and Southwest Kansas.
60GF Score

Get the complete analysis for LARK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.20
Price
$26.73
GF Value