Jaeren Sparebank (OSL:JAREN) Cyclically Adjusted FCF per Share: kr3.73 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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OSL:JAREN Jaeren Sparebank OSL:JAREN
62 GF Score
Price kr336.10
GF Value kr329.00
Valuation Fairly Valued
! 3 Warning Signs
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What is Jaeren Sparebank Cyclically Adjusted FCF per Share?

Jaeren Sparebank OSL:JAREN 62 Cyclically Adjusted FCF per Share is kr3.73 as of Mar. 2026. GuruFocus rates OSL:JAREN with a GF Score™ of 62/100 and a GF Value™ of kr329.00 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Jaeren Sparebank's adjusted free cash flow per share for the three months ended in Mar. 2026 was kr-11.454. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr3.73 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jaeren Sparebank's average Cyclically Adjusted FCF Growth Rate was -69.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -45.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -30.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Jaeren Sparebank was -3.40% per year. The lowest was -45.60% per year. And the median was -9.00% per year.

As of today (2026-07-27), Jaeren Sparebank's current stock price is kr336.10. Jaeren Sparebank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was kr3.73. Jaeren Sparebank's Cyclically Adjusted Price-to-FCF of today is 90.11.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Jaeren Sparebank was 93.83. The lowest was 3.22. And the median was 7.39.


Jaeren Sparebank  (OSL:JAREN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Jaeren Sparebank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=336.10/3.73
=90.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Jaeren Sparebank was 93.83. The lowest was 3.22. And the median was 7.39.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Jaeren Sparebank Cyclically Adjusted FCF per Share Related Terms


Jaeren Sparebank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank Cyclically Adjusted FCF per Share Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.08 33.08 28.89 13.29 5.33

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.33 8.62 5.92 5.33 3.73

Jaeren Sparebank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaeren Sparebank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's Cyclically Adjusted Price-to-FCF falls into.


OSL:JAREN
62GF Score
Jaeren Sparebank OSL:JAREN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaeren Sparebank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jaeren Sparebank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-11.454/141.0300*141.0300
=-11.454

Current CPI (Mar. 2026) = 141.0300.

Jaeren Sparebank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 12.527 103.800 17.020
201609 8.139 104.200 11.016
201612 -0.855 104.400 -1.155
201703 3.609 105.000 4.847
201706 11.160 105.800 14.876
201709 10.578 105.900 14.087
201712 0.365 106.100 0.485
201803 2.633 107.300 3.461
201806 12.752 108.500 16.575
201809 11.091 109.500 14.285
201812 -0.559 109.800 -0.718
201903 7.280 110.400 9.300
201906 14.006 110.600 17.860
201909 15.590 111.100 19.790
201912 -1.121 111.300 -1.420
202003 10.248 111.200 12.997
202006 -16.665 112.100 -20.966
202009 36.187 112.900 45.203
202012 -2.222 112.900 -2.776
202103 3.455 114.600 4.252
202106 -23.689 115.300 -28.975
202109 5.377 117.500 6.454
202112 -14.299 118.900 -16.960
202203 -49.146 119.800 -57.855
202206 39.607 122.600 45.561
202209 0.054 125.600 0.061
202212 20.716 125.900 23.206
202303 -30.229 127.600 -33.411
202306 24.466 130.400 26.460
202309 -9.653 129.800 -10.488
202312 6.453 131.900 6.900
202403 16.317 132.600 17.354
202406 34.862 133.800 36.746
202409 -51.412 133.700 -54.231
202412 -27.135 134.800 -28.389
202503 -1.131 136.100 -1.172
202506 -21.258 137.800 -21.756
202509 -17.742 138.500 -18.066
202512 -21.373 139.100 -21.670
202603 -11.454 141.030 -11.454

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr3.73 mean?
Jaeren Sparebank (OSL:JAREN) has a Cyclically Adjusted FCF per Share of kr3.73 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors.
Is Jaeren Sparebank's Cyclically Adjusted FCF per Share too high?
Jaeren Sparebank's current Cyclically Adjusted FCF per Share is kr3.73. Overall, Jaeren Sparebank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's Cyclically Adjusted FCF per Share compare to competitors?
Jaeren Sparebank's Cyclically Adjusted FCF per Share of kr3.73 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors. Jaeren Sparebank's current Cyclically Adjusted FCF per Share is kr3.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr329.00, compared to a current price of kr336.10 — trading 2.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is kr3.73. Jaeren Sparebank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current Cyclically Adjusted FCF per Share is kr3.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued. The current stock price of kr336.10 is trading 2.2% above its estimated GF Value™ of kr329.00. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • Cyclically Adjusted FCF per Share: kr3.73
  • GF Value™: kr329.00 vs. price of kr336.10 (2.2% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score

Get the complete analysis for OSL:JAREN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr336.10
Price
kr329.00
GF Value