Jaeren Sparebank (OSL:JAREN) PEG Ratio: 1.49 (As of Jul. 14, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:JAREN Jaeren Sparebank OSL:JAREN
70 GF Score
Price kr338.00
GF Value kr336.08
Valuation Fairly Valued
! 3 Warning Signs
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What is Jaeren Sparebank PEG Ratio?

Jaeren Sparebank OSL:JAREN -0.56% 70 PEG Ratio is 1.49 as of Jul. 14, 2026, which is 1% below its 10-year median of 1.50. GuruFocus rates OSL:JAREN with a GF Score™ of 70/100 and a GF Value™ of kr336.08 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,230 Banks companies, Jaeren Sparebank ranks better than 51.54% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Jaeren Sparebank's PE Ratio without NRI is 11.01. Jaeren Sparebank's 5-Year Book Value growth rate is 7.40%. Therefore, Jaeren Sparebank's PEG Ratio for today is 1.49.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Jaeren Sparebank's PEG Ratio or its related term are showing as below:

OSL:JAREN' s PEG Ratio Range Over the Past 10 Years
Min: 0.55   Med: 1.5   Max: 17.12
Current: 1.49


During the past 13 years, Jaeren Sparebank's highest PEG Ratio was 17.12. The lowest was 0.55. And the median was 1.50.


OSL:JAREN's PEG Ratio is ranked better than
51.54% of 1230 companies
in the Banks industry
Industry Median: 1.53 vs OSL:JAREN: 1.49

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Jaeren Sparebank  (OSL:JAREN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Jaeren Sparebank PEG Ratio Related Terms


Jaeren Sparebank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank PEG Ratio Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.69 1.71 1.54 1.57 1.70

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.71 1.57 1.77 1.70 1.58

Jaeren Sparebank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaeren Sparebank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's PEG Ratio falls into.


OSL:JAREN
70GF Score
Jaeren Sparebank OSL:JAREN
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaeren Sparebank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Jaeren Sparebank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.009771986971/7.40
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.49 mean?
Jaeren Sparebank (OSL:JAREN) has a PEG Ratio of 1.49 as of Jul. 14, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jaeren Sparebank and its competitors. This is near median its historical median of 1.50. Over the past decade, Jaeren Sparebank's PEG Ratio has ranged from 0.55 to 17.12. According to the industry distribution chart, Jaeren Sparebank ranks #596 out of 1230 companies in the Banks industry, placing it in the top 48.5%.
Is Jaeren Sparebank's PEG Ratio too high?
Jaeren Sparebank's current PEG Ratio of 1.49 is near median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 17.12. The Banks industry median PEG Ratio is 1.53. Jaeren Sparebank's value of 1.49 is 2.6% below this industry median. Based on the distribution chart, Jaeren Sparebank ranks #596 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Jaeren Sparebank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Jaeren Sparebank ranks #596 out of 1230 companies for PEG Ratio. This puts Jaeren Sparebank in the upper half of its industry. The industry median PEG Ratio is 1.53. Jaeren Sparebank's value of 1.49 is 2.6% below this benchmark. Historically, Jaeren Sparebank's own PEG Ratio has ranged from 0.55 to 17.12 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 1.53, Jaeren Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaeren Sparebank's current PEG Ratio of 1.49 is 2.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jaeren Sparebank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaeren Sparebank's current PEG Ratio is 1.49, which is near median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr336.08, compared to a current price of kr338.00 — trading 0.6% above its estimated fair value. The current PEG Ratio is 1.49, which is near median its 10-year median of 1.50 and 2.6% below the Banks industry median of 1.53. Jaeren Sparebank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current PEG Ratio is 1.49 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued. The current stock price of kr338.00 is trading 0.6% above its estimated GF Value™ of kr336.08. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • PEG Ratio: 1.49 (near median its 10-year median of 1.50)
  • GF Value™: kr336.08 vs. price of kr338.00 (0.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 2.6% below the Banks median (#596 of 1230)

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
70GF Score

Get the complete analysis for OSL:JAREN

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr338.00
Price
kr336.08
GF Value