Jaeren Sparebank (OSL:JAREN) FCF Margin %: -44.53% (As of Mar. 2026)


OSL:JAREN Jaeren Sparebank OSL:JAREN
68 GF Score
Price kr336.00
GF Value kr337.41
Valuation Fairly Valued
! 3 Warning Signs
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What is Jaeren Sparebank FCF Margin %?

Jaeren Sparebank OSL:JAREN +1.19% 68 FCF Margin % is -44.53% as of Mar. 2026. GuruFocus rates OSL:JAREN with a GF Score™ of 68/100 and a GF Value™ of kr337.41 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Jaeren Sparebank ranks worse than 86.91% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jaeren Sparebank's Free Cash Flow for the three months ended in Mar. 2026 was kr-56.3 Mil. Jaeren Sparebank's Revenue for the three months ended in Mar. 2026 was kr126.5 Mil. Therefore, Jaeren Sparebank's FCF Margin % for the quarter that ended in Mar. 2026 was -44.53%.

As of today, Jaeren Sparebank's current FCF Yield % is -21.38%.

The historical rank and industry rank for Jaeren Sparebank's FCF Margin % or its related term are showing as below:

OSL:JAREN' s FCF Margin % Range Over the Past 10 Years
Min: -60.6   Med: 25.43   Max: 49.58
Current: -60.6

During the past 13 years, the highest FCF Margin % of Jaeren Sparebank was 49.58%. The lowest was -60.60%. And the median was 25.43%.

OSL:JAREN's FCF Margin % is ranked worse than
86.91% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs OSL:JAREN: -60.60

Jaeren Sparebank FCF Margin % Related Terms

Jaeren Sparebank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank FCF Margin % Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -41.19 13.31 -8.78 -24.40 -50.87

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.30 -58.95 -64.84 -72.73 -44.53

Jaeren Sparebank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jaeren Sparebank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's FCF Margin % falls into.


OSL:JAREN
68GF Score
Jaeren Sparebank OSL:JAREN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jaeren Sparebank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Jaeren Sparebank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-302.51/594.713
=-50.87 %

Jaeren Sparebank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-56.329/126.502
=-44.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -44.53% mean?
Jaeren Sparebank (OSL:JAREN) has a FCF Margin % of -44.53% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jaeren Sparebank and its competitors. According to the industry distribution chart, Jaeren Sparebank ranks #1308 out of 1505 companies in the Banks industry, placing it in the top 86.9%.
Is Jaeren Sparebank's FCF Margin % too high?
Jaeren Sparebank's current FCF Margin % is -44.53%. Based on the distribution chart, Jaeren Sparebank ranks #1308 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jaeren Sparebank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Jaeren Sparebank ranks #1308 out of 1505 companies for FCF Margin %. This places Jaeren Sparebank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jaeren Sparebank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaeren Sparebank's current FCF Margin % is -44.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr337.41, compared to a current price of kr336.00 — trading 0.4% below its estimated fair value. The current FCF Margin % is -44.53%. Jaeren Sparebank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current FCF Margin % is -44.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be undervalued. The current stock price of kr336.00 is trading 0.4% below its estimated GF Value™ of kr337.41. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • FCF Margin %: -44.53%
  • GF Value™: kr337.41 vs. price of kr336.00 (0.4% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
68GF Score

Get the complete analysis for OSL:JAREN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr336.00
Price
kr337.41
GF Value