Jaeren Sparebank (OSL:JAREN) E10: kr25.84 (As of Mar. 2026)


OSL:JAREN Jaeren Sparebank OSL:JAREN
69 GF Score
Price kr333.00
GF Value kr337.41
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Jaeren Sparebank E10?

Jaeren Sparebank OSL:JAREN -0.88% 69 E10 is kr25.84 as of Mar. 2026. GuruFocus rates OSL:JAREN with a GF Score™ of 69/100 and a GF Value™ of kr337.41 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jaeren Sparebank's adjusted earnings per share data for the three months ended in Mar. 2026 was kr5.200. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr25.84 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jaeren Sparebank's average E10 Growth Rate was 9.40% per year. During the past 3 years, the average E10 Growth Rate was -1.20% per year. During the past 5 years, the average E10 Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Jaeren Sparebank was 8.60% per year. The lowest was -1.30% per year. And the median was 7.80% per year.

As of today (2026-07-01), Jaeren Sparebank's current stock price is kr333.00. Jaeren Sparebank's E10 for the quarter that ended in Mar. 2026 was kr25.84. Jaeren Sparebank's Shiller PE Ratio of today is 12.89.

During the past 13 years, the highest Shiller PE Ratio of Jaeren Sparebank was 15.84. The lowest was 6.61. And the median was 9.07.


Jaeren Sparebank  (OSL:JAREN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jaeren Sparebank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=333.00/25.84
=12.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Jaeren Sparebank was 15.84. The lowest was 6.61. And the median was 9.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jaeren Sparebank E10 Related Terms


Jaeren Sparebank E10 Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank E10 Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.12 26.52 27.15 23.17 25.60

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.62 24.62 25.17 25.60 25.84

Jaeren Sparebank E10 Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaeren Sparebank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's Shiller PE Ratio falls into.


OSL:JAREN
69GF Score
Jaeren Sparebank OSL:JAREN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaeren Sparebank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jaeren Sparebank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.2/139.1000*139.1000
=5.200

Current CPI (Mar. 2026) = 139.1000.

Jaeren Sparebank Quarterly Data

per share eps CPI Adj_EPS
201606 5.600 103.800 7.504
201609 3.800 104.200 5.073
201612 8.265 104.400 11.012
201703 3.100 105.000 4.107
201706 8.968 105.800 11.791
201709 6.039 105.900 7.932
201712 3.645 106.100 4.779
201803 2.900 107.300 3.759
201806 10.003 108.500 12.824
201809 2.900 109.500 3.684
201812 4.023 109.800 5.097
201903 3.200 110.400 4.032
201906 6.100 110.600 7.672
201909 3.700 111.100 4.632
201912 6.840 111.300 8.548
202003 1.500 111.200 1.876
202006 5.900 112.100 7.321
202009 3.100 112.900 3.819
202012 2.347 112.900 2.892
202103 2.800 114.600 3.399
202106 6.200 115.300 7.480
202109 2.900 117.500 3.433
202112 7.289 118.900 8.527
202203 2.900 119.800 3.367
202206 7.900 122.600 8.963
202209 4.900 125.600 5.427
202212 7.349 125.900 8.120
202303 4.700 127.600 5.124
202306 9.400 130.400 10.027
202309 5.400 129.800 5.787
202312 4.700 131.900 4.957
202403 6.000 132.600 6.294
202406 10.300 133.800 10.708
202409 6.300 133.700 6.554
202412 5.100 134.800 5.263
202503 5.600 136.100 5.723
202506 12.800 137.800 12.921
202509 6.000 138.500 6.026
202512 6.700 139.100 6.700
202603 5.200 139.100 5.200

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr25.84 mean?
Jaeren Sparebank (OSL:JAREN) has a E10 of kr25.84 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors.
Is Jaeren Sparebank's E10 too high?
Jaeren Sparebank's current E10 is kr25.84. Overall, Jaeren Sparebank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's E10 compare to competitors?
Jaeren Sparebank's E10 of kr25.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors. Jaeren Sparebank's current E10 is kr25.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr337.41, compared to a current price of kr333.00 — trading 1.3% below its estimated fair value. The current E10 is kr25.84. Jaeren Sparebank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current E10 is kr25.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be undervalued. The current stock price of kr333.00 is trading 1.3% below its estimated GF Value™ of kr337.41. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • E10: kr25.84
  • GF Value™: kr337.41 vs. price of kr333.00 (1.3% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
69GF Score

Get the complete analysis for OSL:JAREN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr333.00
Price
kr337.41
GF Value