Jaeren Sparebank (OSL:JAREN) Cyclically Adjusted PS Ratio: 3.47 (As of Aug. 03, 2026) — 37% Above Median

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Director of Data and Quant Analytics at GuruFocus
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OSL:JAREN Jaeren Sparebank OSL:JAREN
62 GF Score
Price kr336.50
GF Value kr328.12
Valuation Fairly Valued
! 3 Warning Signs
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What is Jaeren Sparebank Cyclically Adjusted PS Ratio?

Jaeren Sparebank OSL:JAREN +0.12% 62 Cyclically Adjusted PS Ratio is 3.47 as of Aug. 03, 2026, which is 37% above its 10-year median of 2.54. GuruFocus rates OSL:JAREN with a GF Score™ of 62/100 and a GF Value™ of kr328.12 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Jaeren Sparebank ranks worse than 51.35% on this metric.

As of today (2026-08-03), Jaeren Sparebank's current share price is kr336.50. Jaeren Sparebank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr96.99. Jaeren Sparebank's Cyclically Adjusted PS Ratio for today is 3.47.

The historical rank and industry rank for Jaeren Sparebank's Cyclically Adjusted PS Ratio or its related term are showing as below:

OSL:JAREN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.59   Med: 2.54   Max: 4.17
Current: 3.47

During the past years, Jaeren Sparebank's highest Cyclically Adjusted PS Ratio was 4.17. The lowest was 1.59. And the median was 2.54.

OSL:JAREN's Cyclically Adjusted PS Ratio is ranked worse than
51.35% of 1299 companies
in the Banks industry
Industry Median: 3.4 vs OSL:JAREN: 3.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Jaeren Sparebank's adjusted revenue per share data for the three months ended in Mar. 2026 was kr25.722. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr96.99 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jaeren Sparebank  (OSL:JAREN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Jaeren Sparebank Cyclically Adjusted PS Ratio Related Terms


Jaeren Sparebank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank Cyclically Adjusted PS Ratio Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.33 2.54 2.91 3.73 4.10

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.02 3.83 4.11 4.10 3.54

Jaeren Sparebank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaeren Sparebank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's Cyclically Adjusted PS Ratio falls into.


OSL:JAREN
62GF Score
Jaeren Sparebank OSL:JAREN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaeren Sparebank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Jaeren Sparebank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=336.50/96.99
=3.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Jaeren Sparebank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.722/141.0300*141.0300
=25.722

Current CPI (Mar. 2026) = 141.0300.

Jaeren Sparebank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 20.395 103.800 27.710
201609 15.712 104.200 21.265
201612 14.486 104.400 19.569
201703 14.902 105.000 20.016
201706 19.141 105.800 25.515
201709 15.602 105.900 20.778
201712 15.236 106.100 20.252
201803 14.969 107.300 19.675
201806 18.960 108.500 24.645
201809 14.845 109.500 19.120
201812 14.559 109.800 18.700
201903 15.812 110.400 20.199
201906 21.520 110.600 27.441
201909 17.347 111.100 22.020
201912 17.486 111.300 22.157
202003 14.917 111.200 18.919
202006 21.207 112.100 26.680
202009 15.430 112.900 19.275
202012 16.630 112.900 20.774
202103 15.530 114.600 19.112
202106 20.940 115.300 25.613
202109 16.308 117.500 19.574
202112 17.965 118.900 21.309
202203 16.556 119.800 19.490
202206 24.411 122.600 28.081
202209 21.623 125.600 24.279
202212 21.332 125.900 23.896
202303 22.411 127.600 24.770
202306 28.940 130.400 31.299
202309 24.894 129.800 27.048
202312 25.118 131.900 26.857
202403 26.207 132.600 27.873
202406 30.289 133.800 31.926
202409 27.302 133.700 28.799
202412 26.566 134.800 27.794
202503 26.289 136.100 27.241
202506 36.057 137.800 36.902
202509 27.362 138.500 27.862
202512 29.385 139.100 29.793
202603 25.722 141.030 25.722

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.47 mean?
Jaeren Sparebank (OSL:JAREN) has a Cyclically Adjusted PS Ratio of 3.47 as of Aug. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors. This is 37% above median its historical median of 2.54. Over the past decade, Jaeren Sparebank's Cyclically Adjusted PS Ratio has ranged from 1.59 to 4.17. According to the industry distribution chart, Jaeren Sparebank ranks #667 out of 1299 companies in the Banks industry, placing it in the top 51.3%.
Is Jaeren Sparebank's Cyclically Adjusted PS Ratio too high?
Jaeren Sparebank's current Cyclically Adjusted PS Ratio of 3.47 is 37% above median its 10-year median of 2.54. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 4.17. The Banks industry median Cyclically Adjusted PS Ratio is 3.40. Jaeren Sparebank's value of 3.47 is 2.1% above this industry median. Based on the distribution chart, Jaeren Sparebank ranks #667 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Jaeren Sparebank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Jaeren Sparebank ranks #667 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Jaeren Sparebank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.40. Jaeren Sparebank's value of 3.47 is 2.1% above this benchmark. Historically, Jaeren Sparebank's own Cyclically Adjusted PS Ratio has ranged from 1.59 to 4.17 over the past decade. While the company's 10-year median is 2.54 vs. the industry median of 3.40, Jaeren Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.40, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaeren Sparebank's current Cyclically Adjusted PS Ratio of 3.47 is 2.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jaeren Sparebank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaeren Sparebank's current Cyclically Adjusted PS Ratio is 3.47, which is 37% above median its own 10-year median of 2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr328.12, compared to a current price of kr336.50 — trading 2.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.47, which is 37% above median its 10-year median of 2.54 and 2.1% above the Banks industry median of 3.40. Jaeren Sparebank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current Cyclically Adjusted PS Ratio is 3.47 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued. The current stock price of kr336.50 is trading 2.6% above its estimated GF Value™ of kr328.12. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • Cyclically Adjusted PS Ratio: 3.47 (37% above median its 10-year median of 2.54)
  • GF Value™: kr328.12 vs. price of kr336.50 (2.6% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 2.1% above the Banks median (#667 of 1299)

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score

Get the complete analysis for OSL:JAREN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr336.50
Price
kr328.12
GF Value