Jaeren Sparebank (OSL:JAREN) Dividend Payout Ratio: 3.85 (As of Mar. 2026) — 719% Above Median

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OSL:JAREN Jaeren Sparebank OSL:JAREN
70 GF Score
Price kr338.00
GF Value kr336.08
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Jaeren Sparebank Dividend Payout Ratio?

Jaeren Sparebank OSL:JAREN -0.56% 70 Dividend Payout Ratio is 3.85 as of Mar. 2026, which is 719% above its 10-year median of 0.47. GuruFocus rates OSL:JAREN with a GF Score™ of 70/100 and a GF Value™ of kr336.08 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, Jaeren Sparebank ranks worse than 98.21% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jaeren Sparebank's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.85.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Jaeren Sparebank is 1.30, which seems too high.

The historical rank and industry rank for Jaeren Sparebank's Dividend Payout Ratio or its related term are showing as below:

OSL:JAREN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.47   Max: 1.3
Current: 1.3

During the past 13 years, the highest Dividend Payout Ratio of Jaeren Sparebank was 1.30. The lowest was 0.19. And the median was 0.47.

OSL:JAREN's Dividend Payout Ratio is ranked worse than
98.21% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs OSL:JAREN: 1.30

As of today (2026-07-14), the Dividend Yield % of Jaeren Sparebank is 5.92%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Jaeren Sparebank was 11.90%. The lowest was 2.44%. And the median was 4.71%.

Jaeren Sparebank's Dividends per Share for the months ended in Mar. 2026 was kr20.00.

During the past 3 years, the average Dividends Per Share Growth Rate was 22.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 23.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 18.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Jaeren Sparebank was 48.50% per year. The lowest was -41.20% per year. And the median was 18.05% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Jaeren Sparebank (OSL:JAREN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Jaeren Sparebank Dividend Payout Ratio Related Terms

Jaeren Sparebank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jaeren Sparebank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaeren Sparebank Dividend Payout Ratio Chart

Jaeren Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.57 0.52 0.58 0.64

Jaeren Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.56 0.00 0.00 3.85

Jaeren Sparebank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Jaeren Sparebank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jaeren Sparebank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jaeren Sparebank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jaeren Sparebank's Dividend Payout Ratio falls into.


OSL:JAREN
70GF Score
Jaeren Sparebank OSL:JAREN
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaeren Sparebank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Jaeren Sparebank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=20/ 31.1
=0.64

Jaeren Sparebank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=20/ 5.2
=3.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 3.85 mean?
Jaeren Sparebank (OSL:JAREN) has a Dividend Payout Ratio of 3.85 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jaeren Sparebank and its competitors. This is 719% above median its historical median of 0.47. Over the past decade, Jaeren Sparebank's Dividend Payout Ratio has ranged from 0.19 to 1.30. According to the industry distribution chart, Jaeren Sparebank ranks #1154 out of 1175 companies in the Banks industry, placing it in the top 98.2%.
Is Jaeren Sparebank's Dividend Payout Ratio too high?
Jaeren Sparebank's current Dividend Payout Ratio of 3.85 is 719% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 1.30. The Banks industry median Dividend Payout Ratio is 0.32. Jaeren Sparebank's value of 3.85 is 1103.1% above this industry median. Based on the distribution chart, Jaeren Sparebank ranks #1154 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jaeren Sparebank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Jaeren Sparebank ranks #1154 out of 1175 companies for Dividend Payout Ratio. This places Jaeren Sparebank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Jaeren Sparebank's value of 3.85 is 1103.1% above this benchmark. Historically, Jaeren Sparebank's own Dividend Payout Ratio has ranged from 0.19 to 1.30 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, Jaeren Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaeren Sparebank's current Dividend Payout Ratio of 3.85 is 1103.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jaeren Sparebank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaeren Sparebank's current Dividend Payout Ratio is 3.85, which is 719% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr336.08, compared to a current price of kr338.00 — trading 0.6% above its estimated fair value. The current Dividend Payout Ratio is 3.85, which is 719% above median its 10-year median of 0.47 and 1103.1% above the Banks industry median of 0.32. Jaeren Sparebank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current Dividend Payout Ratio is 3.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?

Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued. The current stock price of kr338.00 is trading 0.6% above its estimated GF Value™ of kr336.08. GuruFocus considers Jaeren Sparebank to be Fairly Valued.

Key valuation signals for OSL:JAREN:

  • Dividend Payout Ratio: 3.85 (719% above median its 10-year median of 0.47)
  • GF Value™: kr336.08 vs. price of kr338.00 (0.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 1103.1% above the Banks median (#1154 of 1175)

No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaeren Sparebank Business Description

Other Exchanges 0EZK:UK
Address Jaervegen 532, PO Box 53, Kleppe, NOR, 4352
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
70GF Score

Get the complete analysis for OSL:JAREN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr338.00
Price
kr336.08
GF Value