RBB (RBB Bancorp) Cyclically Adjusted FCF per Share: $6.79 (As of Mar. 2026)


RBB RBB Bancorp RBB
63 GF Score
Price $26.85
GF Value $21.64
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RBB Bancorp Cyclically Adjusted FCF per Share?

RBB Bancorp RBB +0.58% 63 Cyclically Adjusted FCF per Share is $6.79 as of Mar. 2026. GuruFocus rates RBB with a GF Score™ of 63/100 and a GF Value™ of $21.64 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

RBB Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was $1.131. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $6.79 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-11), RBB Bancorp's current stock price is $26.85. RBB Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $6.79. RBB Bancorp's Cyclically Adjusted Price-to-FCF of today is 3.95.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of RBB Bancorp was 4.00. The lowest was 2.64. And the median was 3.36.


RBB Bancorp  (NAS:RBB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

RBB Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=26.85/6.79
=3.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of RBB Bancorp was 4.00. The lowest was 2.64. And the median was 3.36.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


RBB Bancorp Cyclically Adjusted FCF per Share Related Terms


RBB Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for RBB Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RBB Bancorp Cyclically Adjusted FCF per Share Chart

RBB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.36

RBB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 6.46 6.36 6.79

RBB vs WTBA, CBK, BMRC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, RBB Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RBB Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, RBB Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where RBB Bancorp's Cyclically Adjusted Price-to-FCF falls into.


RBB
63GF Score
RBB Bancorp RBB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RBB Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, RBB Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.131/330.2130*330.2130
=1.131

Current CPI (Mar. 2026) = 330.2130.

RBB Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 2.823 241.018 3.868
201609 0.515 241.428 0.704
201612 2.369 241.432 3.240
201703 -0.916 243.801 -1.241
201706 0.143 244.955 0.193
201709 -0.554 246.819 -0.741
201712 2.747 246.524 3.680
201803 -1.269 249.554 -1.679
201806 -2.473 251.989 -3.241
201809 -4.674 252.439 -6.114
201812 2.955 251.233 3.884
201903 5.458 254.202 7.090
201906 6.998 256.143 9.022
201909 0.570 256.759 0.733
201912 10.317 256.974 13.257
202003 3.852 258.115 4.928
202006 -0.408 257.797 -0.523
202009 0.468 260.280 0.594
202012 2.072 260.474 2.627
202103 5.490 264.877 6.844
202106 1.140 271.696 1.386
202109 1.862 274.310 2.241
202112 1.607 278.802 1.903
202203 1.638 287.504 1.881
202206 0.613 296.311 0.683
202209 1.335 296.808 1.485
202212 1.149 296.797 1.278
202303 0.855 301.836 0.935
202306 0.945 305.109 1.023
202309 1.329 307.789 1.426
202312 -0.468 306.746 -0.504
202403 0.252 312.332 0.266
202406 0.626 314.175 0.658
202409 1.355 315.301 1.419
202412 0.969 315.605 1.014
202503 0.437 319.799 0.451
202506 1.217 322.561 1.246
202509 0.122 324.800 0.124
202512 0.691 324.054 0.704
202603 1.131 330.213 1.131

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $6.79 mean?
RBB Bancorp (RBB) has a Cyclically Adjusted FCF per Share of $6.79 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on RBB Bancorp and its competitors.
Is RBB Bancorp's Cyclically Adjusted FCF per Share too high?
RBB Bancorp's current Cyclically Adjusted FCF per Share is $6.79. Overall, RBB Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's Cyclically Adjusted FCF per Share compare to WTBA and CBK?
RBB Bancorp's Cyclically Adjusted FCF per Share of $6.79 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on RBB Bancorp and its competitors. RBB Bancorp's current Cyclically Adjusted FCF per Share is $6.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (RBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.64, compared to a current price of $26.85 — trading 24.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $6.79. RBB Bancorp's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For RBB Bancorp (RBB), the current Cyclically Adjusted FCF per Share is $6.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RBB Bancorp (RBB) Overvalued in 2026?

Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued. The current stock price of $26.85 is trading 24.1% above its estimated GF Value™ of $21.64. GuruFocus considers RBB Bancorp to be Modestly Overvalued.

Key valuation signals for RBB:

  • Cyclically Adjusted FCF per Share: $6.79
  • GF Value™: $21.64 vs. price of $26.85 (24.1% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the RBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RBB Bancorp Business Description

Other Exchanges 5SZ:Germany
Address 1055 Wilshire Boulevard, 12th Floor, Los Angeles, CA, USA, 90017
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
63GF Score

Get the complete analysis for RBB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.85
Price
$21.64
GF Value