RBB BancorpRBB +2.88%62 FCF Margin % is 55.91% as of Mar. 2026, which is 4% above its 10-year median of 53.82. GuruFocus rates RBB with a GF Score™ of 62/100 and a GF Value™ of $21.62 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, RBB Bancorp ranks better than 69.35% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. RBB Bancorp's Free Cash Flow for the
three
months ended in Mar. 2026 was $19.4 Mil. RBB Bancorp's Revenue for the
three
months ended in Mar. 2026 was $34.8 Mil. Therefore, RBB Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 55.91%.
The historical rank and industry rank for RBB Bancorp's FCF Margin % or its related term are showing as below:
RBB'
s FCF Margin % Range Over the Past 10 Years
Min: -96.9 Med: 53.82 Max: 413.02
Current: 40.64
During the past 12 years, the highest FCF Margin % of RBB Bancorp was 413.02%. The lowest was -96.90%. And the median was 53.82%.
RBB's FCF Margin % is ranked better than 69.35% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs RBB: 40.64
RBB Bancorp FCF Margin % Related Terms
RBB Bancorp FCF Margin % Historical Data
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The historical data trend for RBB Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, RBB Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RBB Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, RBB Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where RBB Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RBB Bancorp (RBB) has a FCF Margin % of 55.91% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RBB Bancorp and its competitors. This is near median its historical median of 53.82. According to the industry distribution chart, RBB Bancorp ranks #461 out of 1504 companies in the Banks industry, placing it in the top 30.7%.
Is RBB Bancorp's FCF Margin % too high?
RBB Bancorp's current FCF Margin % of 55.91% is near median its 10-year median of 53.82. The Banks industry median FCF Margin % is 26.50. RBB Bancorp's value of 55.91% is 111% above this industry median. Based on the distribution chart, RBB Bancorp ranks #461 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, RBB Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's FCF Margin % compare to WTBA and NEWT?
According to the Banks industry distribution chart, RBB Bancorp ranks #461 out of 1504 companies for FCF Margin %. This puts RBB Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.50. RBB Bancorp's value of 55.91% is 111% above this benchmark. While the company's 10-year median is 53.82 vs. the industry median of 26.50, RBB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RBB Bancorp's current FCF Margin % of 55.91% is 111% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on RBB Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RBB Bancorp's current FCF Margin % is 55.91%, which is near median its own 10-year median of 53.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (RBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.62, compared to a current price of $26.61 — trading 23.1% above its estimated fair value. The current FCF Margin % is 55.91%, which is near median its 10-year median of 53.82 and 111% above the Banks industry median of 26.50. RBB Bancorp's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For RBB Bancorp (RBB), the current FCF Margin % is 55.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RBB Bancorp (RBB) Overvalued in 2026?
Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued.
The current stock price of $26.61 is trading 23.1% above its estimated GF Value™ of $21.62.
GuruFocus considers RBB Bancorp to be Modestly Overvalued.
Key valuation signals for RBB:
FCF Margin %: 55.91% (near median its 10-year median of 53.82)
GF Value™: $21.62 vs. price of $26.61 (23.1% above fair value)
Industry Position: 111% above the Banks median (#461 of 1504)
No single metric tells the full story. See the RBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
62GF Score
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