RBB (RBB Bancorp) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


RBB RBB Bancorp RBB
62 GF Score
Price $27.02
GF Value $21.62
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RBB Bancorp Scaled Net Operating Assets?

RBB Bancorp RBB +1.88% 62 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates RBB with a GF Score™ of 62/100 and a GF Value™ of $21.62 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

RBB Bancorp's operating assets for the quarter that ended in Mar. 2026 was $3,944.3 Mil. RBB Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $3,373.5 Mil. RBB Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $4,208.3 Mil. Therefore, RBB Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

RBB
62GF Score
RBB Bancorp RBB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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RBB Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

RBB Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3995.377-3394.798)/3992.477
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4208.294 - 212.917
=3995.377

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3684.884 - 290.086 - 0
=3394.798

RBB Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3944.324-3373.45)/4208.294
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4194.312 - 249.988
=3944.324

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3663.258 - 179.808 - 110
=3373.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
RBB Bancorp (RBB) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on RBB Bancorp and its competitors.
Is RBB Bancorp's Scaled Net Operating Assets too high?
RBB Bancorp's current Scaled Net Operating Assets is 0.14. Overall, RBB Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's Scaled Net Operating Assets compare to WTBA and NEWT?
RBB Bancorp's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on RBB Bancorp and its competitors. RBB Bancorp's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (RBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.62, compared to a current price of $27.02 — trading 25% above its estimated fair value. The current Scaled Net Operating Assets is 0.14. RBB Bancorp's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For RBB Bancorp (RBB), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RBB Bancorp (RBB) Overvalued in 2026?

Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued. The current stock price of $27.02 is trading 25% above its estimated GF Value™ of $21.62. GuruFocus considers RBB Bancorp to be Modestly Overvalued.

Key valuation signals for RBB:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: $21.62 vs. price of $27.02 (25% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the RBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RBB Bancorp Business Description

Other Exchanges 5SZ:Germany
Address 1055 Wilshire Boulevard, 12th Floor, Los Angeles, CA, USA, 90017
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
62GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.02
Price
$21.62
GF Value