RBB (RBB Bancorp) Margin of Safety % (DCF Earnings Based): 8.18% (As of Jun. 25, 2026)


RBB RBB Bancorp RBB
62 GF Score
Price $26.61
GF Value $21.62
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RBB Bancorp Margin of Safety % (DCF Earnings Based)?

RBB Bancorp RBB +2.88% 62 Margin of Safety % (DCF Earnings Based) is 8.18% as of Jun. 25, 2026. GuruFocus rates RBB with a GF Score™ of 62/100 and a GF Value™ of $21.62 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), RBB Bancorp's Predictability Rank is 2.5-Stars. RBB Bancorp's intrinsic value calculated from the Discounted Earnings model is $28.98 and current share price is $26.61. Consequently,

RBB Bancorp's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 8.18%.

RBB vs WTBA, NEWT, CBK: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, RBB Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RBB Bancorp Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, RBB Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where RBB Bancorp's Margin of Safety % (DCF Earnings Based) falls into.


RBB
62GF Score
RBB Bancorp RBB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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RBB Bancorp Margin of Safety % (DCF Earnings Based) Calculation

RBB Bancorp's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(28.98-26.61)/28.98
=8.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 8.18% mean?
RBB Bancorp (RBB) has a Margin of Safety % (DCF Earnings Based) of 8.18% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on RBB Bancorp.
Is RBB Bancorp's Margin of Safety % (DCF Earnings Based) too high?
RBB Bancorp's current Margin of Safety % (DCF Earnings Based) is 8.18%. Overall, RBB Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's Margin of Safety % (DCF Earnings Based) compare to WTBA and NEWT?
RBB Bancorp's Margin of Safety % (DCF Earnings Based) of 8.18% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on RBB Bancorp. RBB Bancorp's current Margin of Safety % (DCF Earnings Based) is 8.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (RBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.62, compared to a current price of $26.61 — trading 23.1% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 8.18%. RBB Bancorp's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For RBB Bancorp (RBB), the current Margin of Safety % (DCF Earnings Based) is 8.18% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RBB Bancorp (RBB) Overvalued in 2026?

Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued. The current stock price of $26.61 is trading 23.1% above its estimated GF Value™ of $21.62. GuruFocus considers RBB Bancorp to be Modestly Overvalued.

Key valuation signals for RBB:

  • Margin of Safety % (DCF Earnings Based): 8.18%
  • GF Value™: $21.62 vs. price of $26.61 (23.1% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the RBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RBB Bancorp Business Description

Other Exchanges 5SZ:Germany
Address 1055 Wilshire Boulevard, 12th Floor, Los Angeles, CA, USA, 90017
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
62GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.61
Price
$21.62
GF Value