RBB BancorpRBB +1.88%62 Dividend Payout Ratio is 0.26 as of Mar. 2026, which is 30% above its 10-year median of 0.20. GuruFocus rates RBB with a GF Score™ of 62/100 and a GF Value™ of $21.62 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,172 Banks companies, RBB Bancorp ranks better than 60.41% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. RBB Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.26.
The historical rank and industry rank for RBB Bancorp's Dividend Payout Ratio or its related term are showing as below:
RBB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.2 Max: 0.45
Current: 0.28
During the past 12 years, the highest Dividend Payout Ratio of RBB Bancorp was 0.45. The lowest was 0.05. And the median was 0.20.
RBB's Dividend Payout Ratio is ranked better than 60.41% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs RBB: 0.28
During the past 3 years, the average Dividends Per Share Growth Rate was 4.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 12.50% per year.
During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of RBB Bancorp was 60.40% per year. The lowest was 4.60% per year. And the median was 12.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
RBB Bancorp (NAS:RBB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
RBB Bancorp Dividend Payout Ratio Related Terms
RBB Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for RBB Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RBB vs WTBA, NEWT, CBK: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, RBB Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RBB Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, RBB Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where RBB Bancorp's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
RBB Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RBB Bancorp (RBB) has a Dividend Payout Ratio of 0.26 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on RBB Bancorp and its competitors. This is 30% above median its historical median of 0.20. Over the past decade, RBB Bancorp's Dividend Payout Ratio has ranged from 0.05 to 0.45. According to the industry distribution chart, RBB Bancorp ranks #464 out of 1172 companies in the Banks industry, placing it in the top 39.6%.
Is RBB Bancorp's Dividend Payout Ratio too high?
RBB Bancorp's current Dividend Payout Ratio of 0.26 is 30% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.45. The Banks industry median Dividend Payout Ratio is 0.32. RBB Bancorp's value of 0.26 is 18.8% below this industry median. Based on the distribution chart, RBB Bancorp ranks #464 out of 1172 companies in the Banks industry, which is above the industry midpoint. Overall, RBB Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RBB Bancorp's Dividend Payout Ratio compare to WTBA and NEWT?
According to the Banks industry distribution chart, RBB Bancorp ranks #464 out of 1172 companies for Dividend Payout Ratio. This puts RBB Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. RBB Bancorp's value of 0.26 is 18.8% below this benchmark. Historically, RBB Bancorp's own Dividend Payout Ratio has ranged from 0.05 to 0.45 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.32, RBB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RBB Bancorp's current Dividend Payout Ratio of 0.26 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on RBB Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RBB Bancorp's current Dividend Payout Ratio is 0.26, which is 30% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, RBB Bancorp (RBB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.62, compared to a current price of $27.02 — trading 25% above its estimated fair value. The current Dividend Payout Ratio is 0.26, which is 30% above median its 10-year median of 0.20 and 18.8% below the Banks industry median of 0.32. RBB Bancorp's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For RBB Bancorp (RBB), the current Dividend Payout Ratio is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RBB Bancorp (RBB) Overvalued in 2026?
Based on GuruFocus' analysis, RBB Bancorp stock appears to be overvalued.
The current stock price of $27.02 is trading 25% above its estimated GF Value™ of $21.62.
GuruFocus considers RBB Bancorp to be Modestly Overvalued.
Key valuation signals for RBB:
Dividend Payout Ratio: 0.26 (30% above median its 10-year median of 0.20)
GF Value™: $21.62 vs. price of $27.02 (25% above fair value)
Industry Position: 18.8% below the Banks median (#464 of 1172)
No single metric tells the full story. See the RBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RBB Bancorp operates as a bank holding company. It provides various banking products and services such as checking, savings, money market accounts, and certificates of deposits. Its Specific services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. It generates its revenue from interest received on loans and leases and, to a lesser extent, from interest received on investment securities and derives income from noninterest sources, such as fees received in connection with various lending and deposit services, loan servicing, gain on sales of loans, and wealth management services.
62GF Score
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