Alinma Bank (SAU:1150) Cyclically Adjusted FCF per Share: ﷼0.84 (As of Jun. 2026)

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SAU:1150 Alinma Bank SAU:1150
67 GF Score
Price ﷼24.24
GF Value ﷼26.98
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Alinma Bank Cyclically Adjusted FCF per Share?

Alinma Bank SAU:1150 -0.04% 67 Cyclically Adjusted FCF per Share is ﷼0.84 as of Jun. 2026. GuruFocus rates SAU:1150 with a GF Score™ of 67/100 and a GF Value™ of ﷼26.98 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Alinma Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was ﷼-0.991. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼0.84 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Alinma Bank's average Cyclically Adjusted FCF Growth Rate was -39.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Alinma Bank was 12.40% per year. The lowest was 5.50% per year. And the median was 6.40% per year.

As of today (2026-08-14), Alinma Bank's current stock price is ﷼24.24. Alinma Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ﷼0.84. Alinma Bank's Cyclically Adjusted Price-to-FCF of today is 28.86.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Alinma Bank was 29.43. The lowest was 10.37. And the median was 18.84.


Alinma Bank  (SAU:1150) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Alinma Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=24.24/0.84
=28.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Alinma Bank was 29.43. The lowest was 10.37. And the median was 18.84.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Alinma Bank Cyclically Adjusted FCF per Share Related Terms


Alinma Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Alinma Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alinma Bank Cyclically Adjusted FCF per Share Chart

Alinma Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 0.91 1.24 1.25 1.07

Alinma Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.39 1.35 1.07 0.97 0.84

SAU:1150 vs PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Alinma Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alinma Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Alinma Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Alinma Bank's Cyclically Adjusted Price-to-FCF falls into.


SAU:1150
67GF Score
Alinma Bank SAU:1150
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alinma Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Alinma Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.991/333.9520*333.9520
=-0.991

Current CPI (Jun. 2026) = 333.9520.

Alinma Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -1.641 241.428 -2.270
201612 2.236 241.432 3.093
201703 -0.614 243.801 -0.841
201706 1.576 244.955 2.149
201709 -2.442 246.819 -3.304
201712 0.171 246.524 0.232
201803 -0.673 249.554 -0.901
201806 0.204 251.989 0.270
201809 0.489 252.439 0.647
201812 1.114 251.233 1.481
201903 -0.451 254.202 -0.592
201906 0.262 256.143 0.342
201909 0.170 256.759 0.221
201912 0.543 256.974 0.706
202003 0.938 258.115 1.214
202006 -0.427 257.797 -0.553
202009 1.106 260.280 1.419
202012 0.986 260.474 1.264
202103 -0.971 264.877 -1.224
202106 0.601 271.696 0.739
202109 -0.999 274.310 -1.216
202112 0.353 278.802 0.423
202203 1.121 287.504 1.302
202206 1.095 296.311 1.234
202209 0.054 296.808 0.061
202212 0.262 296.797 0.295
202303 1.916 301.836 2.120
202306 1.503 305.109 1.645
202309 -0.774 307.789 -0.840
202312 -0.105 306.746 -0.114
202403 -1.155 312.332 -1.235
202406 1.708 314.175 1.816
202409 0.061 315.301 0.065
202412 1.043 315.605 1.104
202503 0.512 319.799 0.535
202506 0.450 322.561 0.466
202509 -1.055 324.800 -1.085
202512 -1.105 324.054 -1.139
202603 -0.133 330.213 -0.135
202606 -0.991 333.952 -0.991

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼0.84 mean?
Alinma Bank (SAU:1150) has a Cyclically Adjusted FCF per Share of ﷼0.84 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Alinma Bank and its competitors.
Is Alinma Bank's Cyclically Adjusted FCF per Share too high?
Alinma Bank's current Cyclically Adjusted FCF per Share is ﷼0.84. Overall, Alinma Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's Cyclically Adjusted FCF per Share compare to PNC?
Alinma Bank's Cyclically Adjusted FCF per Share of ﷼0.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Alinma Bank and its competitors. Alinma Bank's current Cyclically Adjusted FCF per Share is ﷼0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼26.98, compared to a current price of ﷼24.24 — trading 10.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼0.84. Alinma Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current Cyclically Adjusted FCF per Share is ﷼0.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alinma Bank (SAU:1150) Overvalued in 2026?

Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued. The current stock price of ﷼24.24 is trading 10.2% below its estimated GF Value™ of ﷼26.98. GuruFocus considers Alinma Bank to be Modestly Undervalued.

Key valuation signals for SAU:1150:

  • Cyclically Adjusted FCF per Share: ﷼0.84
  • GF Value™: ﷼26.98 vs. price of ﷼24.24 (10.2% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alinma Bank Business Description

Address King Fahad Road, P.O. Box 66674, Riyadh, SAU, 11586
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
67GF Score

Get the complete analysis for SAU:1150

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.24
Price
﷼26.98
GF Value